Tissue culture tumor at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$288.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,075.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.60 with United vs $590.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $82.60 ↓ -71%
United Commercial|Navigate $88.51 ↓ -69%
United Commercial|Options PPO $88.51 ↓ -69%
United Commercial|All Other Plans $88.51 ↓ -69%
Mercy Care Plan Medicare|All Plans $147.52 ↓ -49%
Humana Medicare|All Plans $147.52 ↓ -49%
Aetna Medicare|All Plans $147.52 ↓ -49%
First Health Medicare|All Plans $147.52 ↓ -49%
Cigna Medicare|All Plans $147.52 ↓ -49%
BCBS - AZ Medicare|All Plans $147.52 ↓ -49%
Health Choice Medicare|All Plans $147.52 ↓ -49%
Mercy Care Plan Medicaid|All Plans $147.52 ↓ -49%
Care 1st Medicare|All Plans $147.52 ↓ -49%
United Medicare|All Plans $151.21 ↓ -48%
United Medicaid|All Plans $151.21 ↓ -48%
Health Choice Medicaid|All Plans $151.21 ↓ -48%
Cigna Commercial|Exchange $306.85 ↑ +7%
First Health Commercial|All Plans $318.60 ↑ +11%
Cigna Commercial|LocalPlus SureFit $327.94 ↑ +14%
BCBS - AZ Commercial|MaricopaFocus $426.71 ↑ +48%
BCBS - AZ Commercial|Neighborhood $426.71 ↑ +48%
Cigna Commercial|All Other Plans $431.51 ↑ +50%
MultiPlan Commercial|All Plans $495.60 ↑ +72%
BCBS - AZ Commercial|All Other Plans $568.90 ↑ +97%
Aetna Commercial|All Other Plans $590.00 ↑ +105%
Aetna Commercial|HMO $590.00 ↑ +105%
BCBS - AZ Commercial|Workers Comp $590.00 ↑ +105%
Aetna Commercial|PPO $590.00 ↑ +105%

Visitor-reported prices

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Tissue culture tumor at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $150.02 $147.52 – $533.25
Mercy Gilbert Medical Center Gilbert $264.45 $82.60 – $454.30
Banner University Medical Center Phoenix Phoenix $175.62 $147.52 – $533.25
Banner University Medical Center Tucson Tucson $108.53 $147.52 – $354.40
Banner University Medical Center South Tucson $104.55 $147.52 – $354.40
Banner Baywood Medical Center Mesa $151.44 $147.52 – $533.25
Banner Boswell Medical Center Sun City $153.58 $147.52 – $568.80
Banner Casa Grande Medical Center Casa Grande $127.98 $147.52 – $533.25

All Arizona hospitals for this procedure →