Tissue culture tumor at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$150.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$711.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$147.52 with Aetna vs $765.74 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $147.52 | ↓ -2% |
| Humana | Medicare Advantage | $147.52 | ↓ -2% |
| Arizona Physicians IPA | Medicare Advantage | $147.52 | ↓ -2% |
| Arizona Physicians IPA | Medicaid | $147.52 | ↓ -2% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $147.52 | ↓ -2% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $147.52 | ↓ -2% |
| Banner University Health Plan | University Care Advantage | $147.52 | ↓ -2% |
| Mercy Care | Mercy Medicaid | $147.52 | ↓ -2% |
| Mercy Care | Mercy Care Advantage | $147.52 | ↓ -2% |
| Kaiser Foundation Health Plan | Medicare Advantage | $147.52 | ↓ -2% |
| Gila River Health Care Corporation | Managed Care Program | $147.52 | ↓ -2% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $147.52 | ↓ -2% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $147.52 | ↓ -2% |
| Health Choice Arizona, Inc. | Medicare Advantage | $147.52 | ↓ -2% |
| Health Choice Arizona, Inc. | Medicaid | $147.52 | ↓ -2% |
| Banner Health | Medicare Advantage | $147.52 | ↓ -2% |
| Wellpoint | Medicare Advantage HMO | $147.52 | ↓ -2% |
| United Healthcare | UHC Medicare Advantage | $147.52 | ↓ -2% |
| UPMC Health Plan | Medicare Advantage | $147.52 | ↓ -2% |
| Health Net | Medicaid | $147.52 | ↓ -2% |
| Health Net | Medicare | $147.52 | ↓ -2% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $147.52 | ↓ -2% |
| Devoted Health Services | Medicare Advantage | $154.90 | ↑ +3% |
| Carelon | Medicare Advantage | $154.90 | ↑ +3% |
| Gold Kidney Health Plan | Medicare Advantage | $162.27 | ↑ +8% |
| Aetna | Qualified Health Plan | $200.63 | ↑ +34% |
| United Healthcare | Individual Exchange | $206.53 | ↑ +38% |
| Health Net | Commerical Exchange Product | $218.33 | ↑ +46% |
| Health Choice Arizona, Inc. | ACA Health Plan | $221.28 | ↑ +48% |
| Aetna | Banner Employee Plans | $238.90 | ↑ +59% |
| Oscar Health Plan | Commercial | $243.41 | ↑ +62% |
| Hospice of the Valley | Medicare | $248.85 | ↑ +66% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $258.90 | ↑ +73% |
| United Healthcare | UHC Doctor's Plan | $272.86 | ↑ +82% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $287.67 | ↑ +92% |
| United Healthcare | UHC Core | $301.66 | ↑ +101% |
| Plotkin Health | Plotkin Health | $319.95 | ↑ +113% |
| United Healthcare | Commercial | $331.92 | ↑ +121% |
| Aetna | Medical Rental | $374.70 | ↑ +150% |
| Quiktrip Corporation | Commercial | $383.94 | ↑ +156% |
| Aetna | Joint Venture | $495.37 | ↑ +230% |
| Arizona Medical Network | Commercial | $497.70 | ↑ +232% |
| Aetna | Designated Group | $526.35 | ↑ +251% |
| Provider Network of America | Commercial | $533.25 | ↑ +255% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $574.30 | ↑ +283% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $612.59 | ↑ +308% |
| Aetna | Broad Network | $619.29 | ↑ +313% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $643.21 | ↑ +329% |
| Blue Cross Blue Shield of Arizona | Commercial | $765.74 | ↑ +410% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $765.74 | ↑ +410% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $765.74 | ↑ +410% |
Visitor-reported prices
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Tissue culture tumor at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Chandler Regional Medical Center | Chandler | $288.10 | $82.60 – $495.60 |
| Mercy Gilbert Medical Center | Gilbert | $264.45 | $82.60 – $454.30 |
| Banner University Medical Center Phoenix | Phoenix | $175.62 | $147.52 – $533.25 |
| Banner University Medical Center Tucson | Tucson | $108.53 | $147.52 – $354.40 |
| Banner University Medical Center South | Tucson | $104.55 | $147.52 – $354.40 |
| Banner Baywood Medical Center | Mesa | $151.44 | $147.52 – $533.25 |
| Banner Boswell Medical Center | Sun City | $153.58 | $147.52 – $568.80 |
| Banner Casa Grande Medical Center | Casa Grande | $127.98 | $147.52 – $533.25 |