Tissue culture tumor at Banner University Medical Center Tucson

1625 N Campbell Ave, Tucson, AZ · Banner Health · · NPI 1265820179

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$108.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$443.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$147.52 with Arizona Physicians IPA vs $653.29 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicare Advantage $147.52 ↑ +36%
Gila River Health Care Corporation Managed Care Program $147.52 ↑ +36%
Humana Medicare Advantage $147.52 ↑ +36%
United Healthcare UHC Medicare Advantage $147.52 ↑ +36%
UPMC Health Plan Medicare Advantage $147.52 ↑ +36%
Blue Cross Blue Shield of Arizona Medicare Advantage $147.52 ↑ +36%
Banner University Health Plan AZ Medicaid - AHCCCS $147.52 ↑ +36%
Banner University Health Plan University Care Advantage $147.52 ↑ +36%
Mercy Care Mercy Medicaid $147.52 ↑ +36%
Mercy Care Mercy Care Advantage $147.52 ↑ +36%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $147.52 ↑ +36%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $147.52 ↑ +36%
Aetna Medicare Advantage $147.52 ↑ +36%
Banner Health Medicare Advantage $147.52 ↑ +36%
Health Choice Arizona, Inc. Medicaid $147.52 ↑ +36%
Health Choice Arizona, Inc. Medicare Advantage $147.52 ↑ +36%
Kaiser Foundation Health Plan Medicare Advantage $147.52 ↑ +36%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $147.52 ↑ +36%
Health Net Medicare $147.52 ↑ +36%
Health Net Medicaid $147.52 ↑ +36%
Wellpoint Medicare Advantage HMO $147.52 ↑ +36%
Arizona Physicians IPA Medicaid $147.52 ↑ +36%
Care 1st Medicare Advantage $147.52 ↑ +36%
Carelon Medicare Advantage $154.90 ↑ +43%
Devoted Health Services Medicare Advantage $154.90 ↑ +43%
University of Arizona (Kasser Medical Treatment Center) Commerical $155.05 ↑ +43%
Arizona Priority Care Medicare Advantage $162.27 ↑ +50%
Gold Kidney Health Plan Medicare Advantage $162.27 ↑ +50%
NaphCare Federal Prison System $199.15 ↑ +83%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $199.35 ↑ +84%
Plotkin Health Plotkin Health $199.35 ↑ +84%
Aetna Qualified Health Plan $200.63 ↑ +85%
United Healthcare Individual Exchange $206.53 ↑ +90%
Aetna Banner Employee Plans $217.44 ↑ +100%
Health Net Commerical Exchange Product $218.33 ↑ +101%
Health Choice Arizona, Inc. ACA Health Plan $221.28 ↑ +104%
Aetna Medical Rental $233.46 ↑ +115%
Quiktrip Corporation Commercial $239.22 ↑ +120%
Oscar Health Plan Commercial $243.41 ↑ +124%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $287.67 ↑ +165%
United Healthcare Commercial $331.92 ↑ +206%
Provider Network of America Commercial $332.25 ↑ +206%
Arizona Medical Network Commercial $354.40 ↑ +227%
Aetna Joint Venture $404.79 ↑ +273%
Aetna Designated Group $455.39 ↑ +320%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $489.97 ↑ +351%
Aetna Broad Network $505.99 ↑ +366%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $522.63 ↑ +382%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $548.77 ↑ +406%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $653.29 ↑ +502%
Blue Cross Blue Shield of Arizona Commercial $653.29 ↑ +502%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $653.29 ↑ +502%

Visitor-reported prices

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Tissue culture tumor at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center South Tucson $104.55 $147.52 – $354.40
Mercy Gilbert Medical Center Gilbert $264.45 $82.60 – $454.30
Banner University Medical Center Phoenix Phoenix $175.62 $147.52 – $533.25
Banner Baywood Medical Center Mesa $151.44 $147.52 – $533.25
Banner Boswell Medical Center Sun City $153.58 $147.52 – $568.80
Banner Casa Grande Medical Center Casa Grande $127.98 $147.52 – $533.25
Banner Del Webb Medical Center Sun City West $146.47 $147.52 – $568.80
Banner Desert Medical Center Mesa $198.37 $147.52 – $533.25

All Arizona hospitals for this procedure →