New Patient Office Visit (level 4) at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$294.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,097.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.66 with Health Choice vs $1,097.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $93.66 ↓ -68%
United Medicaid|All Plans $93.66 ↓ -68%
United Commercial|DignityHealthEmployee $122.78 ↓ -58%
First Health Medicare|All Plans $160.43 ↓ -45%
Care 1st Medicare|All Plans $160.43 ↓ -45%
Humana Medicare|All Plans $160.43 ↓ -45%
Aetna Medicare|All Plans $160.43 ↓ -45%
Cigna Medicare|All Plans $160.43 ↓ -45%
BCBS - AZ Medicare|All Plans $160.43 ↓ -45%
Health Choice Medicare|All Plans $160.43 ↓ -45%
Mercy Care Plan Medicaid|All Plans $160.43 ↓ -45%
Mercy Care Plan Medicare|All Plans $160.43 ↓ -45%
United Medicare|All Plans $164.45 ↓ -44%
First Health Commercial|All Plans $473.58 ↑ +61%
MultiPlan Commercial|All Plans $736.68 ↑ +151%
BCBS - AZ Commercial|Neighborhood $1,097.00 ↑ +273%
United Commercial|Navigate $1,097.00 ↑ +273%
United Commercial|All Other Plans $1,097.00 ↑ +273%
BCBS - AZ Commercial|Workers Comp $1,097.00 ↑ +273%
United Commercial|Options PPO $1,097.00 ↑ +273%
BCBS - AZ Commercial|All Other Plans $1,097.00 ↑ +273%
BCBS - AZ Commercial|MaricopaFocus $1,097.00 ↑ +273%

Visitor-reported prices

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New Patient Office Visit (level 4) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $2,069.48 $54.54 – $1,995.00
Mercy Gilbert Medical Center Gilbert $269.87 $93.66 – $1,097.00
Banner University Medical Center Phoenix Phoenix $2,024.26 $54.54 – $360.00
Banner University Medical Center Tucson Tucson $1,885.94 $54.54 – $240.00
Banner University Medical Center South Tucson $101.10 $54.54 – $240.00
Banner Baywood Medical Center Mesa $449.76 $22.00 – $82.50
Banner Boswell Medical Center Sun City $115.76 $54.54 – $384.00
Banner Casa Grande Medical Center Casa Grande $1,441.72 $22.00 – $82.50

All Arizona hospitals for this procedure →