healthcosts.net
New Patient Office Visit (level 4) at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$2,024.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,660.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.54 with Arizona Physicians IPA vs $1,534.82 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $54.54 | ↓ -97% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $54.54 | ↓ -97% |
| Banner University Health Plan | University Family Plan | $54.54 | ↓ -97% |
| Health Choice Arizona, Inc. | Medicaid | $54.54 | ↓ -97% |
| Health Net | Medicaid | $54.54 | ↓ -97% |
| Mercy Care | Medicaid | $54.54 | ↓ -97% |
| Aetna | Medicare Advantage | $96.00 | ↓ -95% |
| Aetna | Qualified Health Plan | $108.00 | ↓ -95% |
| Health Choice Arizona, Inc. | Medicare Advantage | $144.00 | ↓ -93% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $192.00 | ↓ -91% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $216.00 | ↓ -89% |
| Plotkin Health | Plotkin Health | $216.00 | ↓ -89% |
| United Healthcare | UHC Doctor's Plan | $232.80 | ↓ -88% |
| Health Choice Arizona, Inc. | ACA Health Plan | $240.00 | ↓ -88% |
| Health Net | Medicare | $240.00 | ↓ -88% |
| Oscar Health Plan | Commercial | $240.00 | ↓ -88% |
| United Healthcare | UHC Core | $243.36 | ↓ -88% |
| Aetna | Medical Rental | $252.96 | ↓ -88% |
| United Healthcare | Commercial | $256.32 | ↓ -87% |
| Health Net | Commerical Exchange Product | $259.20 | ↓ -87% |
| Quiktrip Corporation | Commercial | $259.20 | ↓ -87% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $315.36 | ↓ -84% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $329.76 | ↓ -84% |
| Arizona Medical Network | Commercial | $336.00 | ↓ -83% |
| Provider Network of America | Commercial | $360.00 | ↓ -82% |
| Aetna | Banner Employee Plans | $893.76 | ↓ -56% |
| Aetna | Joint Venture | $1,228.92 | ↓ -39% |
| Aetna | Designated Group | $1,306.06 | ↓ -35% |
| Aetna | Broad Network | $1,534.82 | ↓ -24% |
Visitor-reported prices
Comments
New Patient Office Visit (level 4) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $2,072.14 | $54.54 – $360.00 |
| Banner University Medical Center Tucson | Tucson | $1,885.94 | $54.54 – $240.00 |
| Banner University Medical Center South | Tucson | $101.10 | $54.54 – $240.00 |
| Banner Baywood Medical Center | Mesa | $449.76 | $22.00 – $82.50 |
| Banner Boswell Medical Center | Sun City | $115.76 | $54.54 – $384.00 |
| Banner Casa Grande Medical Center | Casa Grande | $1,441.72 | $22.00 – $82.50 |
| Banner Del Webb Medical Center | Sun City West | $1,923.18 | $54.54 – $384.00 |
| Banner Desert Medical Center | Mesa | $1,987.02 | $54.54 – $360.00 |