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New Patient Office Visit (level 4) at Banner Baywood Medical Center
6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284
$449.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$480.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.00 with Aetna vs $82.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $22.00 | ↓ -95% |
| Aetna | Qualified Health Plan | $27.94 | ↓ -94% |
| Health Choice Arizona, Inc. | Medicare Advantage | $33.00 | ↓ -93% |
| Hospice of the Valley | Medicare | $38.50 | ↓ -91% |
| Arizona Priority Care | Medicare Advantage | $44.00 | ↓ -90% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $49.50 | ↓ -89% |
| Plotkin Health | Plotkin Health | $49.50 | ↓ -89% |
| United Healthcare | UHC Doctor's Plan | $53.35 | ↓ -88% |
| Arizona Physicians IPA | Medicaid | $54.54 | ↓ -88% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $54.54 | ↓ -88% |
| Health Choice Arizona, Inc. | Medicaid | $54.54 | ↓ -88% |
| Mercy Care | Mercy Medicaid | $54.54 | ↓ -88% |
| Health Choice Arizona, Inc. | ACA Health Plan | $55.00 | ↓ -88% |
| Oscar Health Plan | Commercial | $55.00 | ↓ -88% |
| United Healthcare | UHC Core | $55.77 | ↓ -88% |
| Aetna | Medical Rental | $57.97 | ↓ -87% |
| United Healthcare | Commercial | $58.74 | ↓ -87% |
| Quiktrip Corporation | Commercial | $59.40 | ↓ -87% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $72.27 | ↓ -84% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $75.57 | ↓ -83% |
| Arizona Medical Network | Commercial | $77.00 | ↓ -83% |
| Provider Network of America | Commercial | $82.50 | ↓ -82% |
Visitor-reported prices
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New Patient Office Visit (level 4) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Desert Medical Center | Mesa | $1,987.02 | $54.54 – $360.00 |
| Banner University Medical Center Phoenix | Phoenix | $2,024.26 | $54.54 – $360.00 |
| Banner University Medical Center Tucson | Tucson | $1,885.94 | $54.54 – $240.00 |
| Banner University Medical Center South | Tucson | $101.10 | $54.54 – $240.00 |
| Banner Boswell Medical Center | Sun City | $115.76 | $54.54 – $384.00 |
| Banner Casa Grande Medical Center | Casa Grande | $1,441.72 | $22.00 – $82.50 |
| Banner Del Webb Medical Center | Sun City West | $1,923.18 | $54.54 – $384.00 |
| Banner Estrella Medical Center | Phoenix | $2,072.14 | $54.54 – $360.00 |