Collar cerv 18.25x3.5in serp firm density sm at HSHS St. Nicholas Hospital

3100 SUPERIOR AVE, SHEBOYGAN, WI · Hshs · · NPI 1730184342

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$50.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$76.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.94 with HSHS EMPLOYEES vs $92.72 with NAPHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HSHS EMPLOYEES HSHS EMPLOYEES $36.94 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $38.00 ↓ -24%
AETNA AETNA MEDICARE $41.21 ↓ -18%
MEDICARE MANAGED MANAGED MEDICARE NO SEQUESTRATION $41.21 ↓ -18%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $41.21 ↓ -18%
HUMANA HUMANA MEDICARE ADVANTAGE $41.21 ↓ -18%
MEDICA MEDICA MEDICARE ADVANTAGE $41.21 ↓ -18%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $41.21 ↓ -18%
MOLINA HEALTHCARE MOLINA MEDICARE $41.21 ↓ -18%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $41.62 ↓ -17%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $45.60 ↓ -9%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $47.12 ↓ -6%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $48.51 ↓ -3%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $53.20 ↑ +6%
CIGNA ALL COMMERCIAL CIGNA $53.20 ↑ +6%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $54.72 ↑ +9%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION TRUST SELECT $54.72 ↑ +9%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $54.72 ↑ +9%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $57.00 ↑ +14%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $57.00 ↑ +14%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $57.00 ↑ +14%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $60.04 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $60.80 ↑ +21%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $63.84 ↑ +27%
HEALTH CARE ALLIANCE THE ALLIANCE $63.84 ↑ +27%
CHOICECARE ALL COMMERCIAL CHOICE CARE $64.60 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $64.60 ↑ +29%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $69.92 ↑ +39%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $72.20 ↑ +44%
COFINITY COFINITY $76.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $76.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $76.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $76.00 ↑ +52%
NAPHCARE ALL COMMERICAL NAPHCARE $92.72 ↑ +85%

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