Hdr rdncl ntrstl/icav brchtx at Thomas Hospitals
4605 Maccorkle Ave SW, South Charleston, WV · Wvumedicine · · NPI 1801338850
$1,047.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,094.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$211.03 with highmark health options vs $3,364.64 with blue cross blue shield traditional — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| highmark health options | chip | $211.03 | ↓ -80% |
| highmark health options west va | mgd mcaid | $211.03 | ↓ -80% |
| wellpoint wv | chip | $211.03 | ↓ -80% |
| wellpoint west virginia | mgd mcaid | $211.03 | ↓ -80% |
| the health plan wv | mgd mcaid | $214.04 | ↓ -80% |
| the health plan wv | chip | $215.05 | ↓ -79% |
| aetna better health wv | chip | $215.05 | ↓ -79% |
| aetna | better health mgd medicaid | $215.05 | ↓ -79% |
| peak health medicare advantage | all plans | $664.83 | ↓ -37% |
| united mine workers of america medicare advantage | united mine workers of america medicare advantage | $664.83 | ↓ -37% |
| highmark wv medicare advantage | all plans | $691.42 | ↓ -34% |
| humana medicare advantage | all plans | $698.07 | ↓ -33% |
| aetna medicare advantage | all plans | $698.07 | ↓ -33% |
| pa health & wellness medicare advantage | all plan | $698.07 | ↓ -33% |
| the health plan wv medicare advantage | all plans | $704.72 | ↓ -33% |
| wv senior advantage | isnp | $704.72 | ↓ -33% |
| unitedhealthcare medicare advantage | all plans | $724.66 | ↓ -31% |
| coventry health care | worker's compensation | $1,050.43 | ↑ +0% |
| alliance coal | alliance coal | $1,163.45 | ↑ +11% |
| blue cross blue shield ppo | blue cross blue shield ppo | $3,364.64 | ↑ +221% |
| blue cross blue shield traditional | blue cross blue shield traditional | $3,364.64 | ↑ +221% |
Visitor-reported prices
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Hdr rdncl ntrstl/icav brchtx at other West-virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| West Virginia University Hospitals | Morgantown | $1,921.50 | $211.03 – $1,776.53 |
| Berkeley Medical Center | Martinsburg | $854.00 | $211.03 – $1,173.04 |
| United Hospital Center | Bridgeport | $4,331.00 | $211.03 – $1,256.46 |
| Camden Clark Medical Center | Parkersburg | $4,331.00 | $211.03 – $1,163.45 |