Hdr rdncl ntrstl/icav brchtx at Berkeley Medical Center

2500 Hospital Dr, Martinsburg, WV · Wvumedicine · · NPI 1457389249

Source: hospital's published price file ↗ · Published Jul 9, 2026 · Ingested Sep 16, 2026

$854.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,708.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$211.03 with highmark health options vs $1,173.04 with alliance coal — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
highmark health options chip $211.03 ↓ -75%
wellpoint wv chip $211.03 ↓ -75%
wellpoint west virginia mgd mcaid $211.03 ↓ -75%
highmark health options west va mgd mcaid $211.03 ↓ -75%
the health plan wv mgd mcaid $214.04 ↓ -75%
aetna better health wv mgd medicaid $215.05 ↓ -75%
aetna better health wv chip $215.05 ↓ -75%
the health plan wv chip $215.05 ↓ -75%
aetna better health va mgd medicaid $509.30 ↓ -40%
peak health medicare advantage all plans $670.31 ↓ -22%
united mine workers of america medicare advantage united mine workers of america medicare advantage $670.31 ↓ -22%
highmark wholecare pa medicare advantage all pla $690.42 ↓ -19%
highmark wv medicare advantage all plans $697.12 ↓ -18%
senior life medicare advantage all plans $703.83 ↓ -18%
humana medicare advantage all plans $703.83 ↓ -18%
pa health & wellness medicare advantage all plan $703.83 ↓ -18%
aetna medicare advantage all plans $703.83 ↓ -18%
the health plan wv medicare advantage all plans $710.53 ↓ -17%
wv senior advantage isnp $710.53 ↓ -17%
valor health medicare advantage all plans $710.53 ↓ -17%
geisinger pa medicare advantage all plans $710.53 ↓ -17%
unitedhealthcare medicare advantage all plans $730.64 ↓ -14%
caresource oh exchange caresource oh exchange $1,005.46 ↑ +18%
encova worker's compensation $1,005.46 ↑ +18%
rockport healthcare group worker's compensation $1,038.98 ↑ +22%
coventry health care worker's compensation $1,059.09 ↑ +24%
alliance coal alliance coal $1,173.04 ↑ +37%

Visitor-reported prices

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Hdr rdncl ntrstl/icav brchtx at other West-virginia hospitals

Hospital City Cash price Negotiated range
West Virginia University Hospitals Morgantown $1,921.50 $211.03 – $1,776.53
United Hospital Center Bridgeport $4,331.00 $211.03 – $1,256.46
Camden Clark Medical Center Parkersburg $4,331.00 $211.03 – $1,163.45
Thomas Hospitals South Charleston $1,047.00 $211.03 – $3,364.64

All West-virginia hospitals for this procedure →