Surgical pathology level 5 gross & microscopic examination at Wetzel County Hospital

3 E Benjamin Dr, New Martinsville, WV · Wvumedicine · · NPI 1376175240

Source: hospital's published price file ↗ · Published Jul 10, 2026 · Ingested Sep 16, 2026

$529.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,059.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.65 with upmc for you medicaid vs $578.99 with coventry health care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
upmc for you medicaid upmc for you medicaid $12.65 ↓ -98%
molina oh medicare advantage all plans $366.45 ↓ -31%
united mine workers of america medicare advantage united mine workers of america medicare advantage $366.45 ↓ -31%
peak health medicare advantage all plans $366.45 ↓ -31%
anthem ohio managed medicaid $377.44 ↓ -29%
anthem oh medicare advantage hmo $377.44 ↓ -29%
highmark wholecare pa medicare advantage all pla $377.44 ↓ -29%
highmark wv medicare advantage all plans $381.11 ↓ -28%
aetna medicare advantage all plans $384.77 ↓ -27%
humana medicare advantage all plans $384.77 ↓ -27%
pa health & wellness medicare advantage all plan $384.77 ↓ -27%
senior life medicare advantage all plans $384.77 ↓ -27%
buckeye oh medicare advantage all plans $384.77 ↓ -27%
upmc for life medicare advantage all plans $384.77 ↓ -27%
caresource oh medicare advantage all plans $384.77 ↓ -27%
wv senior advantage isnp $388.44 ↓ -27%
geisinger pa medicare advantage all plans $388.44 ↓ -27%
the health plan wv medicare advantage all plans $388.44 ↓ -27%
valor health medicare advantage all plans $388.44 ↓ -27%
unitedhealthcare medicare advantage all plans $399.43 ↓ -25%
the health plan wv peia $410.42 ↓ -22%
alliance coal alliance coal $458.06 ↓ -13%
caresource oh exchange caresource oh exchange $549.67 ↑ +4%
buckeye commercial exchange plan $549.67 ↑ +4%
coventry health care worker's compensation $578.99 ↑ +9%

Visitor-reported prices

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Surgical pathology level 5 gross & microscopic examination at other West-virginia hospitals

Hospital City Cash price Negotiated range
Jefferson Medical Center Ranson $234.50 not published
West Virginia University Hospitals Morgantown $1,427.50 $11.50 – $1,461.68
Grant Memorial Hospital Petersburg $135.20 not published
Reynolds Memorial Hospital Glen Dale $127.00 $12.08 – $540.61
Summersville Regional Medical Center Summersville $820.00 not published
Berkeley Medical Center Martinsburg $246.50 $12.31 – $545.07
Braxton County Memorial Hospital Gassaway $211.50 not published
United Hospital Center Bridgeport $692.00 $369.52 – $583.84

All West-virginia hospitals for this procedure →