Surgical pathology level 5 gross & microscopic examination at Berkeley Medical Center
2500 Hospital Dr, Martinsburg, WV · Wvumedicine · · NPI 1457389249
$246.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$493.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.31 with aetna vs $545.07 with coventry health care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| aetna | better health va mgd medicaid | $12.31 | ↓ -95% |
| peak health medicare advantage | all plans | $344.98 | ↑ +40% |
| united mine workers of america medicare advantage | united mine workers of america medicare advantage | $344.98 | ↑ +40% |
| highmark wholecare pa medicare advantage | all pla | $355.33 | ↑ +44% |
| highmark wv medicare advantage | all plans | $358.78 | ↑ +46% |
| aetna medicare advantage | all plans | $362.23 | ↑ +47% |
| senior life medicare advantage | all plans | $362.23 | ↑ +47% |
| humana medicare advantage | all plans | $362.23 | ↑ +47% |
| pa health & wellness medicare advantage | all plan | $362.23 | ↑ +47% |
| valor health medicare advantage | all plans | $365.68 | ↑ +48% |
| geisinger pa medicare advantage | all plans | $365.68 | ↑ +48% |
| wv senior advantage | isnp | $365.68 | ↑ +48% |
| the health plan wv medicare advantage | all plans | $365.68 | ↑ +48% |
| unitedhealthcare medicare advantage | all plans | $376.03 | ↑ +53% |
| alliance coal | alliance coal | $431.22 | ↑ +75% |
| encova | worker's compensation | $517.47 | ↑ +110% |
| caresource oh exchange | caresource oh exchange | $517.47 | ↑ +110% |
| rockport healthcare group | worker's compensation | $534.72 | ↑ +117% |
| coventry health care | worker's compensation | $545.07 | ↑ +121% |
Visitor-reported prices
Comments
Surgical pathology level 5 gross & microscopic examination at other West-virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jefferson Medical Center | Ranson | $234.50 | not published |
| West Virginia University Hospitals | Morgantown | $1,427.50 | $11.50 – $1,461.68 |
| Grant Memorial Hospital | Petersburg | $135.20 | not published |
| Reynolds Memorial Hospital | Glen Dale | $127.00 | $12.08 – $540.61 |
| Summersville Regional Medical Center | Summersville | $820.00 | not published |
| Braxton County Memorial Hospital | Gassaway | $211.50 | not published |
| United Hospital Center | Bridgeport | $692.00 | $369.52 – $583.84 |
| Jackson General Hospital | Ripley | $239.00 | not published |