Consultation pathology during surgery at St. Michael Medical Center

1800 NW Myhre Rd, Silverdale, WA · Vmfh · · NPI 1518912609

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$151.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$342.17

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.23 with CHPW vs $307.96 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CHPW Medicare|All Plans $69.23 ↓ -54%
Kaiser Medicare|All Plans $69.23 ↓ -54%
Optum Medicare|All Plans $69.92 ↓ -54%
Aetna Medicare|All Plans $71.31 ↓ -53%
BCBS - Regence Medicare|All Plans $71.31 ↓ -53%
BCBS - Premera Medicare|All Plans $71.31 ↓ -53%
Wellcare Medicare|All Plans $72.40 ↓ -52%
Humana Medicare|All Plans $74.08 ↓ -51%
United Medicare|All Plans $74.77 ↓ -50%
Molina Medicare|All Plans $74.77 ↓ -50%
Cigna Commercial|All Plans $99.20 ↓ -34%
Sound Family Medicine Commercial|All Plans $138.46 ↓ -8%
Molina Commercial|Marketplace Exchange $159.23 ↑ +5%
Kaiser Commercial|All Plans $160.05 ↑ +6%
Coordinated Care Commercial|Ambetter Exchange $162.00 ↑ +7%
Uniform Medical Plan Commercial|All Plans $169.15 ↑ +12%
BCBS - Regence Commercial|All Plans $194.47 ↑ +29%
Aetna Commercial|AWH $232.68 ↑ +54%
BCBS - Premera Commercial|LifeWise Primary Exchange $240.19 ↑ +59%
Aetna Commercial|Sound Health $246.37 ↑ +63%
First Choice Commercial|All Plans $249.79 ↑ +65%
BCBS - Premera Commercial|All Other Plans $265.41 ↑ +76%
Aetna Commercial|WEA $273.74 ↑ +81%
Aetna Commercial|All Other Plans $273.74 ↑ +81%
United Commercial|Cascade Care $280.58 ↑ +86%
United Commercial|All Other Plans $280.58 ↑ +86%
Aetna Commercial|Rental $301.11 ↑ +99%
MultiPlan Commercial|All Plans $307.96 ↑ +104%

Visitor-reported prices

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Consultation pathology during surgery at other Washington hospitals

Hospital City Cash price Negotiated range
Central Medical Center Seattle $147.20 $153.00 – $153.00
Kadlec Regional Medical Center Richland $179.20 $59.10 – $130.71
St. Anne Hospital Burien $104.49 $56.05 – $307.96
St. Anthony Hospital Gig Harbor $104.08 $56.05 – $256.63
St. Joseph Medical Center Tacoma $113.33 $56.05 – $256.63
St. Elizabeth Hospital Enumclaw $120.92 $56.05 – $307.96
St. Francis Hospital Federal Way $107.39 $56.05 – $256.63
St. Clare Hospital Lakewood $98.63 $56.05 – $256.63

All Washington hospitals for this procedure →