Consultation pathology during surgery at St. Clare Hospital

11315 Bridgeport Way SW, Lakewood, WA · Vmfh · · NPI 1689672693

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$98.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$342.17

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.05 with Cigna vs $296.25 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $56.05 ↓ -43%
First Choice Commercial|All Plans $59.10 ↓ -40%
SoundPath Medicare|All Plans $67.33 ↓ -32%
Kaiser Medicare|All Plans $67.33 ↓ -32%
Optum Medicare|All Plans $68.00 ↓ -31%
BCBS - Regence Medicare|All Plans $69.35 ↓ -30%
Aetna Medicare|All Plans $69.35 ↓ -30%
BCBS - Premera Medicare|All Plans $69.35 ↓ -30%
Humana Medicare|All Plans $72.04 ↓ -27%
United Medicare|All Plans $72.72 ↓ -26%
Molina Medicare|All Plans $72.72 ↓ -26%
Amerigroup Medicare|All Plans $73.39 ↓ -26%
CHPW Medicare|All Plans $77.43 ↓ -21%
Seattle Medical Group Medicare|All Plans $77.43 ↓ -21%
Kaiser Commercial|HMO $92.40 ↓ -6%
Kaiser Commercial|PPO $101.65 ↑ +3%
Sound Family Medicine Commercial|All Plans $127.93 ↑ +30%
Molina Commercial|Marketplace Exchange $129.27 ↑ +31%
Coordinated Care Commercial|Ambetter Exchange $133.31 ↑ +35%
BCBS - Premera Commercial|LifeWise Primary Exchange $141.58 ↑ +44%
Uniform Medical Plan Commercial|All Plans $151.17 ↑ +53%
BCBS - Regence Commercial|All Plans $173.34 ↑ +76%
BCBS - Premera Commercial|All Other Plans $204.67 ↑ +108%
United Commercial|Navigate $212.43 ↑ +115%
United Commercial|Cascade Care $223.62 ↑ +127%
United Commercial|All Other Plans $223.62 ↑ +127%
Aetna Commercial|Rental $246.37 ↑ +150%
Aetna Commercial|AWH $251.81 ↑ +155%
MultiPlan Commercial|All Plans $256.63 ↑ +160%
Aetna Commercial|All Other Plans $296.25 ↑ +200%

Visitor-reported prices

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Consultation pathology during surgery at other Washington hospitals

Hospital City Cash price Negotiated range
Central Medical Center Seattle $147.20 $153.00 – $153.00
Kadlec Regional Medical Center Richland $179.20 $59.10 – $130.71
St. Michael Medical Center Silverdale $151.02 $99.20 – $307.96
St. Anne Hospital Burien $104.49 $56.05 – $307.96
St. Anthony Hospital Gig Harbor $104.08 $56.05 – $256.63
St. Joseph Medical Center Tacoma $113.33 $56.05 – $256.63
St. Elizabeth Hospital Enumclaw $120.92 $56.05 – $307.96
St. Francis Hospital Federal Way $107.39 $56.05 – $256.63

All Washington hospitals for this procedure →