Insj stablj dev without dcmprn at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$7,654.90 with Community Health Plan of Washington vs $66,423.93 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $7,654.90 | — |
| United Healthcare | Apple Health | $7,796.66 | — |
| Molina | Apple Health | $7,796.66 | — |
| Coordinated Care | Apple Health | $7,796.66 | — |
| WellPoint | Apple Health | $11,340.59 | — |
| SCAN | MedAdvantage | $14,569.72 | — |
| Regence | MedAdvantage | $15,006.81 | — |
| Aetna | MedAdvantage | $15,006.81 | — |
| United Healthcare | MedAdvantage | $15,152.51 | — |
| WellCare | MedAdvantage | $15,298.21 | — |
| Community Health Plan of Washington | MedAdvantage | $16,026.69 | — |
| Premera | HMO | $22,915.81 | — |
| Community Health Plan of Washington | Cascade Care | $24,564.55 | — |
| First Choice | MHS Employee MCC/PPO | $24,827.26 | — |
| Ambetter | Coordinated Care Exchange | $26,953.98 | — |
| Regence | RealValue | $30,880.31 | — |
| Uniform Medical | All Commercial Plans | $32,873.14 | — |
| Regence | Blue High Performance | $34,311.46 | — |
| Regence | Commercial | $34,311.46 | — |
| Regence | MCC/AHN | $34,311.46 | — |
| Premera | Prime | $34,587.77 | — |
| Premera | Signature | $34,587.77 | — |
| Premera | Other Commercial Plans | $34,587.77 | — |
| First Choice | MCC Wellfound Employee | $40,700.43 | — |
| First Choice | PPO | $40,700.43 | — |
| Aetna | All Commercial Plans | $41,773.98 | — |
| Kaiser | PPO | $60,673.57 | — |
| Cigna | All Commercial Plans | $66,423.93 | — |
Visitor-reported prices
Comments
Insj stablj dev without dcmprn at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $3,484.00 – $55,933.34 |
| St. Michael Medical Center | Silverdale | $4,693.26 | $6,699.37 – $61,495.60 |
| St. Anne Hospital | Burien | $3,247.13 | $4,572.59 – $9,570.52 |
| St. Anthony Hospital | Gig Harbor | $3,234.29 | $7,656.42 – $35,502.52 |
| St. Joseph Medical Center | Tacoma | $3,521.93 | $7,656.42 – $35,502.52 |
| St. Elizabeth Hospital | Enumclaw | $3,757.65 | $1,807.77 – $9,570.52 |
| St. Francis Hospital | Federal Way | $3,337.17 | $7,656.42 – $35,502.52 |
| St. Clare Hospital | Lakewood | $3,065.13 | $7,656.42 – $35,502.52 |