Insj stablj dev without dcmprn at St. Francis Hospital
34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091
$3,337.17
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,633.91
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.70 with Cigna vs $64,168.59 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $0.70 | ↓ -100% |
| Aetna | Commercial|Rental | $7,656.42 | ↑ +129% |
| MultiPlan | Commercial|All Plans | $7,975.44 | ↑ +139% |
| Kaiser | Medicare|All Plans | $14,321.29 | ↑ +329% |
| SoundPath | Medicare|All Plans | $14,321.29 | ↑ +329% |
| Optum | Medicare|All Plans | $14,464.50 | ↑ +333% |
| BCBS - Regence | Medicare|All Plans | $14,750.93 | ↑ +342% |
| Aetna | Medicare|All Plans | $14,750.93 | ↑ +342% |
| BCBS - Premera | Medicare|All Plans | $14,750.93 | ↑ +342% |
| Humana | Medicare|All Plans | $15,323.78 | ↑ +359% |
| United | Medicare|All Plans | $15,466.99 | ↑ +363% |
| Molina | Medicare|All Plans | $15,466.99 | ↑ +363% |
| Amerigroup | Medicare|All Plans | $15,610.21 | ↑ +368% |
| CHPW | Medicare|All Plans | $16,469.48 | ↑ +394% |
| Seattle Medical Group | Medicare|All Plans | $16,469.48 | ↑ +394% |
| Sound Family Medicine | Commercial|All Plans | $27,210.45 | ↑ +715% |
| Molina | Commercial|Marketplace Exchange | $27,496.88 | ↑ +724% |
| Coordinated Care | Commercial|Ambetter Exchange | $28,356.15 | ↑ +750% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $30,466.28 | ↑ +813% |
| Uniform Medical Plan | Commercial|All Plans | $32,527.04 | ↑ +875% |
| Kaiser | Commercial|HMO | $35,502.52 | ↑ +964% |
| BCBS - Regence | Commercial|All Plans | $37,297.19 | ↑ +1018% |
| Kaiser | Commercial|PPO | $39,055.51 | ↑ +1070% |
| BCBS - Premera | Commercial|All Other Plans | $44,041.93 | ↑ +1220% |
| United | Commercial|Navigate | $46,019.20 | ↑ +1279% |
| United | Commercial|All Other Plans | $48,441.95 | ↑ +1352% |
| United | Commercial|Cascade Care | $48,441.95 | ↑ +1352% |
| Aetna | Commercial|AWH | $54,543.30 | ↑ +1534% |
| Aetna | Commercial|All Other Plans | $64,168.59 | ↑ +1823% |
Visitor-reported prices
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Insj stablj dev without dcmprn at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Michael Medical Center | Silverdale | $4,693.26 | $6,699.37 – $61,495.60 |
| St. Anne Hospital | Burien | $3,247.13 | $4,572.59 – $9,570.52 |
| St. Anthony Hospital | Gig Harbor | $3,234.29 | $7,656.42 – $35,502.52 |
| St. Joseph Medical Center | Tacoma | $3,521.93 | $7,656.42 – $35,502.52 |
| St. Elizabeth Hospital | Enumclaw | $3,757.65 | $1,807.77 – $9,570.52 |
| St. Clare Hospital | Lakewood | $3,065.13 | $7,656.42 – $35,502.52 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | not published | $14,306.71 – $15,737.38 |
| Swedish Medical Center - First Hill Campus | Seattle | not published | $7,277.00 – $57,956.46 |