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Urine Culture Test at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$86.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$144.86

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.78 with Superior Health Plan vs $108.64 with Private Health Care System — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $6.78 ↓ -92%
United Healthcare Medicaid/CHIP $7.25 ↓ -92%
Baylor Scott & White Health Plan Medicare Advantage $7.67 ↓ -91%
CORVEL Worker's Compensation $7.83 ↓ -91%
Humana Medicare $8.07 ↓ -91%
TriWest Community Care Network $8.07 ↓ -91%
Blue Cross Blue Shield Medicare Advantage $8.47 ↓ -90%
ProCare Advantage Medicare Advantage $8.47 ↓ -90%
American Health Plan Medicare Advantage $8.47 ↓ -90%
United Healthcare Medicare Advantage $9.04 ↓ -90%
Baylor Scott & White Health Plan BSW Premier - Small Group $9.68 ↓ -89%
Baylor Scott & White Health Plan BSW Premier - Individual $10.13 ↓ -88%
Prime Health Services Worker's Compensation $10.18 ↓ -88%
United Healthcare Commercial Broad $11.62 ↓ -87%
Sedgwick Preferred Network $12.06 ↓ -86%
Injury Management Organization Med Select Network $12.06 ↓ -86%
Baylor Scott & White Health Plan BSW Plus - Small Group $13.32 ↓ -85%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $14.55 ↓ -83%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $17.12 ↓ -80%
Mark Cuban Commercial $19.37 ↓ -78%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $41.72 ↓ -52%
Blue Cross Blue Shield Blue Advantage $42.29 ↓ -51%
Texas Workforce Commission Workers Compensation $47.80 ↓ -45%
Blue Cross Blue Shield Blue Essentials (HMO) $48.34 ↓ -44%
Blue Cross Blue Shield BlueChoice (PPO) $50.92 ↓ -41%
United Healthcare Charter $64.27 ↓ -26%
United Healthcare Nexus $64.27 ↓ -26%
High Plains Health Plans Commercial $70.97 ↓ -18%
Cigna Local Plus $72.72 ↓ -16%
QuikTrip Employee Benefit Plan $79.67 ↓ -8%
Aetna Commercial $79.67 ↓ -8%
MidCoast Commercial $79.67 ↓ -8%
Imagine Health Commercial $84.02 ↓ -3%
University of Mary Hardin-Baylor Commercial $84.02 ↓ -3%
Cigna HMO/PPO $85.47 ↓ -2%
Independent Medical System Commercial PPO $86.92 ↑ +0%
Curative Commercial $94.16 ↑ +8%
Humana Commercial HMO $94.16 ↑ +8%
Humana Commercial PPO $101.40 ↑ +17%
HealthSmart Accel Network $101.40 ↑ +17%
First Health PPO $101.40 ↑ +17%
HealthSmart Preferred Network $108.64 ↑ +25%
Private Health Care System PHCS Network $108.64 ↑ +25%

Visitor-reported prices

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Urine Culture Test at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $129.30 $6.78 – $161.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $86.92 $11.82 – $130.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $121.84 $6.78 – $152.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $129.30 $6.78 – $161.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $86.92 $7.25 – $130.37
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $86.92 $6.78 – $130.37
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $129.30 $6.78 – $161.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $129.30 $6.78 – $161.62

All Texas hospitals for this procedure →