healthcosts.net
Urine Culture Test at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL
546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083
$86.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$144.86
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$6.78 with Superior Health Plan vs $130.37 with Three Rivers — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $6.78 | ↓ -92% |
| United Healthcare | Commercial | $8.00 | ↓ -91% |
| Mark Cuban | Commercial | $19.37 | ↓ -78% |
| MidCoast | Commercial | $79.67 | ↓ -8% |
| Blue Cross Blue Shield | Blue Advantage | $81.12 | ↓ -7% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $81.12 | ↓ -7% |
| Independent Medical System | Commercial PPO | $86.92 | ↑ +0% |
| Cigna | Local Plus/Market Solutions | $92.71 | ↑ +7% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $94.16 | ↑ +8% |
| Curative | Commercial | $94.16 | ↑ +8% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $98.50 | ↑ +13% |
| First Health | PPO | $101.40 | ↑ +17% |
| HealthSmart | Accel Network | $101.40 | ↑ +17% |
| Humana | Commercial PPO | $101.40 | ↑ +17% |
| Imagine Health | Commercial | $104.30 | ↑ +20% |
| Aetna | Commercial | $108.64 | ↑ +25% |
| Cigna | HMO/PPO | $108.64 | ↑ +25% |
| HealthSmart | Preferred Network | $108.64 | ↑ +25% |
| University of Mary Hardin-Baylor | Commercial | $108.64 | ↑ +25% |
| Three Rivers | Three Rivers Provider Network | $130.37 | ↑ +50% |
Visitor-reported prices
Comments
Urine Culture Test at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $86.92 | $6.78 – $130.37 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $129.30 | $6.78 – $161.62 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $86.92 | $11.82 – $130.37 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $121.84 | $6.78 – $152.29 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $129.30 | $6.78 – $161.62 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $86.92 | $7.25 – $130.37 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $129.30 | $6.78 – $161.62 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE | Grapevine | $129.30 | $6.78 – $161.62 |