Conversion ext bil drg cath at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$4,099.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,832.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $11,746.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -98%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -98%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -98%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -98%
Superior Health Plan Medicaid $1,151.54 ↓ -72%
United Healthcare Medicaid/CHIP $1,232.15 ↓ -70%
Texas Workforce Commission Workers Compensation $2,254.76 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $2,485.70 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,924.35 ↓ -29%
United Healthcare Charter $3,031.62 ↓ -26%
United Healthcare Nexus $3,031.62 ↓ -26%
High Plains Health Plans Commercial $3,347.29 ↓ -18%
United Healthcare Commercial Broad $3,368.47 ↓ -18%
Baylor Scott & White Health Plan Medicare Advantage $3,416.88 ↓ -17%
CORVEL Worker's Compensation $3,488.82 ↓ -15%
TriWest Community Care Network $3,596.72 ↓ -12%
Humana Medicare $3,596.72 ↓ -12%
QuikTrip Employee Benefit Plan $3,757.93 ↓ -8%
MidCoast Commercial $3,757.93 ↓ -8%
Aetna Commercial $3,757.93 ↓ -8%
Blue Cross Blue Shield Medicare Advantage $3,776.56 ↓ -8%
ProCare Advantage Medicare Advantage $3,776.56 ↓ -8%
American Health Plan Medicare Advantage $3,776.56 ↓ -8%
University of Mary Hardin-Baylor Commercial $3,962.91 ↓ -3%
Imagine Health Commercial $3,962.91 ↓ -3%
United Healthcare Medicare Advantage $4,028.33 ↓ -2%
Independent Medical System Commercial PPO $4,099.56 ↑ +0%
Baylor Scott & White Health Plan BSW Premier - Small Group $4,316.06 ↑ +5%
Curative Commercial $4,441.19 ↑ +8%
Baylor Scott & White Health Plan BSW Premier - Individual $4,513.88 ↑ +10%
Prime Health Services Worker's Compensation $4,535.46 ↑ +11%
First Health PPO $4,782.82 ↑ +17%
Humana Commercial PPO $4,782.82 ↑ +17%
HealthSmart Accel Network $4,782.82 ↑ +17%
HealthSmart Preferred Network $5,124.45 ↑ +25%
Private Health Care System PHCS Network $5,124.45 ↑ +25%
Sedgwick Preferred Network $5,377.10 ↑ +31%
Injury Management Organization Med Select Network $5,377.10 ↑ +31%
Baylor Scott & White Health Plan BSW Plus - Small Group $5,934.59 ↑ +45%
Mark Cuban Commercial $8,570.48 ↑ +109%
Cigna Local Plus $8,649.00 ↑ +111%
Cigna HMO/PPO $10,175.00 ↑ +148%
Humana Commercial HMO $11,746.00 ↑ +187%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Conversion ext bil drg cath at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco $798.12 $1,151.54 – $5,876.65
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $4,896.87 $1,151.54 – $8,570.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $4,099.56 $71.00 – $8,649.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,281.71 $71.00 – $8,649.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $4,896.87 $1,151.54 – $8,570.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $4,099.56 $85.00 – $8,649.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $4,099.56 $1,151.54 – $8,570.48
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $3,281.71 $71.00 – $8,649.00

All Texas hospitals for this procedure →