Conversion ext bil drg cath at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$948.00 with Superior Health Plan vs $32,076.34 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $948.00
Superior Health Plan STARHealth $948.00
Superior Health Plan MCDSTAR $948.00
Superior Health Plan STARPLUS $948.00
Superior Health Plan STARKids $948.00
United STAR $1,151.54
United CHIP $1,151.54
United STARPerinate $1,151.54
United STARPLUS $1,151.54
Parkland Community Health Plan MCD $1,151.54
United STARKids $1,151.54
Amerigroup MGMCD $1,209.12
Cigna Healthspring MGMCD $1,209.12
Amerigroup CHIP $1,209.12
Molina MCDSTAR $1,266.69
Molina CHIP $1,266.69
Molina STAR+PLUS $1,266.69
Molina STARKIDS $1,266.69
Aetna Better Health MCD $1,381.85
Aetna Better Health CHIP $1,381.85
Humana MGMCD $1,439.42
Fidelis SecureCare MGMCR $1,995.00
Aetna QHPHIX $2,513.00
Aetna NewBusiness $3,445.00
WellMed MGMCR $3,614.70
Aetna COMM $3,682.00
Aetna Meritain $3,682.00
BCBS BluePremier $4,135.42
Cigna IFP $4,330.31
Aetna OON $4,332.00
Cigna QHP $4,490.69
Humana COMM $5,584.97
Healthcare Highways NarrowNetwork $5,694.00
Curative Administrators COMM $5,849.00
United OptionsPPO $5,998.28
Evry Health COMM $6,054.00
United NarrowNetworkIndivExchange $6,225.00
BCBS MyBlueHealth $6,996.02
BCBS BlueAdvantageHMO $6,996.02
Oscar HIX $7,168.00
United SmallGroup $7,785.00
BCBS BlueEssentialsAccess $8,333.03
BCBS BlueEssentials $8,333.03
Unicare CHIP $8,339.85
BCBS EPOSOA $8,768.34
BCBS PPO $9,172.55
Cigna LocalPlus $10,472.00
Cigna NewBusiness $10,482.00
Healthcare Highways CityofPlano $10,841.80
United AllPayerAppendix $10,918.00
City of McKinney COMM $11,226.72
Cigna NetworkBenefit $11,700.00
Cigna OpenAccessPlus $11,700.00
Cigna HMO $11,700.00
BCBS Traditional $14,241.89
Cigna AllOther $14,800.00
National ChoiceCare WCOMP $16,038.17
Aetna ASA $16,904.23
Physicians Coop of TX MGMCR $17,641.99
Aetna WCOMP $17,641.99
Rockport Health Group WORKERSCOMP $17,641.99
PC Texas Partners WCOMP $17,641.99
Averde Health, Inc PPO $18,604.28
Value Options Behavioral Health COMM $19,245.80
Magellan BH Pinnacle $19,245.80
Magellan BH Summit $19,245.80
Humana BHCOMM $20,849.62
Coastal Comp Health Networks WCOMP $22,453.44
Mega Life MGMCRPPO $22,453.44
Multiplan PHCS PrimaryNetwork $22,453.44
Aetna Coventry First Health COMM $23,319.50
LEWISVILLE ISD/DLS CONSULTING COMMPPO $24,057.26
USA Managed Care COMM $25,661.07
HealthSmart Preferred Care PPO $25,661.07
Cigna Behavioral Health COMM $25,661.07
ComPsych Corporation COMM $25,661.07
Galaxy Health Network PPO $27,264.89
Unicare MCD $32,076.34
National Healthcare Solutions COMM $32,076.34
Independent Medical Systems COMM $32,076.34

Visitor-reported prices

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Conversion ext bil drg cath at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $4,896.87 $1,151.54 – $8,570.48
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $4,896.87 $1,151.54 – $8,570.48
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $4,896.87 $1,151.54 – $8,570.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $4,099.56 $71.00 – $8,649.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,281.71 $71.00 – $8,649.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $4,896.87 $1,151.54 – $8,570.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $4,099.56 $85.00 – $8,649.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $4,099.56 $1,151.54 – $8,570.48

All Texas hospitals for this procedure →