Bld exchange truj oth thn nb at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST
100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833
$703.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,172.05
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$164.30 with Superior Health Plan vs $1,558.00 with Humana — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $164.30 | ↓ -77% |
| United Healthcare | Medicaid/CHIP | $175.80 | ↓ -75% |
| United Healthcare | Nexus | $251.00 | ↓ -64% |
| United Healthcare | Charter | $251.00 | ↓ -64% |
| United Healthcare | Commercial Broad | $279.00 | ↓ -60% |
| Texas Workforce Commission | Workers Compensation | $386.78 | ↓ -45% |
| Baylor Scott & White Health Plan | Medicare Advantage | $421.02 | ↓ -40% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $426.39 | ↓ -39% |
| CORVEL | Worker's Compensation | $429.88 | ↓ -39% |
| TriWest | Community Care Network | $443.18 | ↓ -37% |
| Humana | Medicare | $443.18 | ↓ -37% |
| Blue Cross Blue Shield | Medicare Advantage | $465.34 | ↓ -34% |
| American Health Plan | Medicare Advantage | $465.34 | ↓ -34% |
| ProCare Advantage | Medicare Advantage | $465.34 | ↓ -34% |
| United Healthcare | Medicare Advantage | $496.36 | ↓ -29% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $501.64 | ↓ -29% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $531.82 | ↓ -24% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $539.14 | ↓ -23% |
| Blue Cross Blue Shield | Blue Advantage | $539.14 | ↓ -23% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $556.19 | ↓ -21% |
| Prime Health Services | Worker's Compensation | $558.85 | ↓ -21% |
| High Plains Health Plans | Commercial | $574.19 | ↓ -18% |
| Cigna | Local Plus | $588.37 | ↓ -16% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $621.19 | ↓ -12% |
| QuikTrip | Employee Benefit Plan | $644.63 | ↓ -8% |
| MidCoast | Commercial | $644.63 | ↓ -8% |
| Aetna | Commercial | $644.63 | ↓ -8% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $656.35 | ↓ -7% |
| Injury Management Organization | Med Select Network | $662.55 | ↓ -6% |
| Sedgwick | Preferred Network | $662.55 | ↓ -6% |
| University of Mary Hardin-Baylor | Commercial | $679.79 | ↓ -3% |
| Imagine Health | Commercial | $679.79 | ↓ -3% |
| Cigna | HMO/PPO | $691.51 | ↓ -2% |
| Independent Medical System | Commercial PPO | $703.23 | ↑ +0% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $731.25 | ↑ +4% |
| Curative | Commercial | $761.83 | ↑ +8% |
| First Health | PPO | $820.43 | ↑ +17% |
| Humana | Commercial PPO | $820.43 | ↑ +17% |
| HealthSmart | Accel Network | $820.43 | ↑ +17% |
| HealthSmart | Preferred Network | $879.04 | ↑ +25% |
| Private Health Care System | PHCS Network | $879.04 | ↑ +25% |
| Mark Cuban | Commercial | $1,075.39 | ↑ +53% |
| Humana | Commercial HMO | $1,558.00 | ↑ +122% |
| Humana Military | TRICARE | not published by hospital | — |
Visitor-reported prices
Comments
Bld exchange truj oth thn nb at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Providence | Waco | not published | $164.30 – $733.40 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $862.75 | $164.30 – $1,078.44 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $703.23 | $144.75 – $1,075.39 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $740.24 | $164.30 – $1,075.39 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $862.75 | $164.30 – $1,078.44 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $703.23 | $175.80 – $1,075.39 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $703.23 | $164.30 – $1,075.39 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $740.24 | $164.30 – $1,110.37 |