Bld exchange truj oth thn nb at BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL

12505 Lebanon Road, Frisco, TX · Baylor Scott & White Health · · NPI 1801826839

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$862.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,437.92

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$164.30 with WellPoint (fka Amerigroup) vs $1,078.44 with HealthSmart — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WellPoint (fka Amerigroup) CHIP/Medicaid $164.30 ↓ -81%
Superior Health Plan Medicaid $164.30 ↓ -81%
United Healthcare Medicaid/CHIP $175.80 ↓ -80%
Baylor Scott & White Health Plan Medicare Advantage $421.02 ↓ -51%
CORVEL Worker's Compensation $429.88 ↓ -50%
TriWest Community Care Network $443.18 ↓ -49%
Humana Medicare $443.18 ↓ -49%
WellPoint (fka Amerigroup) Medicare $456.48 ↓ -47%
Molina Medicare Advantage $465.34 ↓ -46%
American Health Plan Medicare Advantage $465.34 ↓ -46%
Blue Cross Blue Shield Medicare Advantage $465.34 ↓ -46%
HealthSpring Medicare Advantage $465.34 ↓ -46%
ProCare Advantage Medicare Advantage $465.34 ↓ -46%
Superior Health Plan Medicare $465.34 ↓ -46%
United Healthcare Medicare Advantage $496.36 ↓ -42%
Blue Cross Blue Shield Blue Advantage $503.27 ↓ -42%
Baylor Scott & White Health Plan BSW Premier - Small Group $531.82 ↓ -38%
Baylor Scott & White Health Plan BSW Premier - Individual $556.19 ↓ -36%
Prime Health Services Worker's Compensation $558.85 ↓ -35%
Sedgwick Preferred Network $662.55 ↓ -23%
Employers Health Network BSWQA Direct/EHN Rental $675.82 ↓ -22%
Cigna Local Plus $708.89 ↓ -18%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $708.89 ↓ -18%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $718.96 ↓ -17%
Baylor Scott & White Health Plan BSW Plus - Small Group $731.25 ↓ -15%
QuikTrip Employee Benefit Plan $790.86 ↓ -8%
Employers Health Network EHN Network $790.86 ↓ -8%
Aetna Commercial $790.86 ↓ -8%
Cigna HMO/PPO $833.99 ↓ -3%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $833.99 ↓ -3%
University of Mary Hardin-Baylor Commercial $833.99 ↓ -3%
Imagine Health Commercial $833.99 ↓ -3%
United Healthcare Nexus $894.24 ↑ +4%
United Healthcare Charter $894.24 ↑ +4%
Curative Commercial $934.65 ↑ +8%
Superior Ambetter Ambetter Exchange $952.84 ↑ +10%
Blue Cross Blue Shield City of Dallas $963.41 ↑ +12%
United Healthcare Commercial Broad $993.60 ↑ +15%
HealthSmart Accel Network $1,006.54 ↑ +17%
Humana Commercial PPO $1,006.54 ↑ +17%
First Health PPO $1,006.54 ↑ +17%
Blue Cross Blue Shield Blue Essentials (HMO) $1,006.54 ↑ +17%
Blue Cross Blue Shield BlueChoice (PPO) $1,064.06 ↑ +23%
Mark Cuban Commercial $1,075.39 ↑ +25%
Private Health Care System PHCS Network $1,078.44 ↑ +25%
HealthSmart Preferred Network $1,078.44 ↑ +25%

Visitor-reported prices

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Bld exchange truj oth thn nb at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY Frisco $862.75 $164.30 – $1,078.44
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $862.75 $164.30 – $1,078.44
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $703.23 $144.75 – $1,075.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $740.24 $164.30 – $1,075.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $703.23 $175.80 – $1,075.39
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $703.23 $164.30 – $1,075.39
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $740.24 $164.30 – $1,110.37
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $862.75 $164.30 – $1,078.44

All Texas hospitals for this procedure →