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Upper Endoscopy (EGD, diagnostic) at BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE

6800 Scenic Drive, Rowlett, TX · Baylor Scott & White Health · · NPI 1205018439

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$334.95 with WellPoint (fka Amerigroup) vs $4,345.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WellPoint (fka Amerigroup) CHIP/Medicaid $334.95
Superior Health Plan Medicaid $334.95
United Healthcare Medicaid/CHIP $358.40
Baylor Scott & White Health Plan Medicare Advantage $865.56
CORVEL Worker's Compensation $883.79
Humana Medicare $911.12
TriWest Community Care Network $911.12
WellPoint (fka Amerigroup) Medicare $938.45
Blue Cross Blue Shield Medicare Advantage $956.68
ProCare Advantage Medicare Advantage $956.68
Molina Medicare Advantage $956.68
HealthSpring Medicare Advantage $956.68
American Health Plan Medicare Advantage $956.68
Superior Health Plan Medicare $956.68
Blue Cross Blue Shield Blue Advantage $974.54
United Healthcare Medicare Advantage $1,020.45
Baylor Scott & White Health Plan BSW Premier - Small Group $1,093.34
Baylor Scott & White Health Plan BSW Premier - Individual $1,143.46
Prime Health Services Worker's Compensation $1,148.92
Sedgwick Preferred Network $1,362.12
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $1,383.22
Baylor Scott & White Health Plan BSW Plus - Small Group $1,503.35
Blue Cross Blue Shield City of Dallas $1,862.63
Superior Ambetter Ambetter Exchange $1,958.91
Blue Cross Blue Shield Blue Essentials (HMO) $1,964.80
Blue Cross Blue Shield BlueChoice (PPO) $2,066.97
Mark Cuban Commercial $2,245.59
United Healthcare Charter $2,850.00
United Healthcare Nexus $2,850.00
United Healthcare Commercial Broad $3,167.00
HealthSmart Accel Network $3,485.00
Cigna Local Plus $3,693.00
Cigna HMO/PPO $4,345.00
University of Mary Hardin-Baylor Commercial not published by hospital
Imagine Health Commercial not published by hospital

Visitor-reported prices

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Upper Endoscopy (EGD, diagnostic) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas not published $334.95 – $3,693.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham not published $358.40 – $3,485.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 not published $334.95 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco not published $334.95 – $3,693.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station not published $358.40 – $3,485.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth not published $334.95 – $3,693.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine not published $334.95 – $3,693.00
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco not published $334.95 – $3,485.00

All Texas hospitals for this procedure →