Upper Endoscopy (EGD, diagnostic) at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$393.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,250.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$286.65 with PGT vs $4,168.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $286.65 ↓ -27%
AETNA Medicare|All Plans $292.50 ↓ -26%
BCBS Medicare|All Plans $292.50 ↓ -26%
UNITED Medicare|All Plans $298.35 ↓ -24%
AMERIVANTAGE Medicare|All Plans $301.28 ↓ -23%
SCANHealth Medicare|All Plans $312.98 ↓ -21%
SUPERIOR Medicaid|CHIP $352.37 ↓ -11%
UNITED Medicaid|All Other Plans $359.42 ↓ -9%
UNITED Medicaid|STARKIDS $359.42 ↓ -9%
BCBS Medicaid|STARKIDS $369.99 ↓ -6%
SUPERIOR Medicaid|All Other Plans $369.99 ↓ -6%
Ambetter Commercial|All Plans $424.13 ↑ +8%
Wellpoint Commercial|Exchange $438.75 ↑ +11%
SUPERIOR Medicaid|STAR $510.94 ↑ +30%
Wellpoint Medicaid|All Other Plans $567.00 ↑ +44%
Wellpoint Medicaid|STAR $779.63 ↑ +98%
Bright Health Commercial|All Plans $841.05 ↑ +114%
SUPERIOR Medicaid|STARPLUS $873.88 ↑ +122%
Ellwood Commercial|All Plans $877.50 ↑ +123%
UNITED Medicaid|STARPLUS $891.50 ↑ +126%
Entrust Commercial|All Plans $945.00 ↑ +140%
NX Health Commercial|All Plans $950.63 ↑ +141%
BCBS-TX Commercial|Blue Premier $1,100.29 ↑ +179%
BCBS-TX Commercial|Blue Advantage HMO $1,108.15 ↑ +181%
BCBS-TX Commercial|HMO $1,178.88 ↑ +199%
Health Smart Commercial|All Plans $1,237.50 ↑ +214%
BCBS-TX Commercial|PPO $1,296.77 ↑ +229%
First Health Commercial|All Plans $1,350.00 ↑ +243%
Humana Commercial|All Plans $1,372.50 ↑ +249%
Cigna Commercial|All Other Plans $1,440.00 ↑ +266%
Aetna Commercial|All Plans $1,485.00 ↑ +277%
PHCS Commercial|All Plans $1,912.50 ↑ +386%
Multiplan Commercial|All Plans $2,025.00 ↑ +414%
United Commercial|Exchange $2,124.00 ↑ +439%
BCBS-TX Commercial|Ref Lab $2,250.00 ↑ +471%
Cigna Commercial|Local Plus $2,888.00 ↑ +633%
United Commercial|All Other Plans $4,168.00 ↑ +959%

Visitor-reported prices

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Upper Endoscopy (EGD, diagnostic) at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $1,040.34 $879.87 – $4,579.48
St. Luke's Health - Patients Medical Center Pasadena $1,002.54 $1,718.64 – $2,148.30
St. Luke's Health Memorial Lufkin Lufkin $633.60 $1,605.12 – $3,801.60
St. Joseph Health College Station Hospital College Station $393.75 $1,237.50 – $2,250.00
St. Joseph Health Grimes Hospital Navasota $393.75 $815.85 – $2,497.50
St. Luke's Health Memorial Livingston Livingston $633.60 $929.28 – $3,801.60
Covenant Medical Center Lubbock $1,040.34 $894.72 – $4,121.53
St. Luke's Health Memorial San Augustine San Augustine $633.60 $760.32 – $4,392.96

All Texas hospitals for this procedure →