Stress tte complete at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$11,948.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,948.21
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$352.96 with BCBS vs $11,948.21 with Unicare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | BluePremier | $352.96 | ↓ -97% |
| BCBS | MyBlueHealth | $411.29 | ↓ -97% |
| BCBS | BlueAdvantageHMO | $411.29 | ↓ -97% |
| BCBS | BlueEssentials | $728.36 | ↓ -94% |
| BCBS | BlueEssentialsAccess | $728.36 | ↓ -94% |
| BCBS | EPOSOA | $764.25 | ↓ -94% |
| BCBS | PPO | $800.15 | ↓ -93% |
| Superior Health Plan | CHIP | $836.37 | ↓ -93% |
| Superior Health Plan | STARKids | $836.37 | ↓ -93% |
| Superior Health Plan | STARPLUS | $836.37 | ↓ -93% |
| Superior Health Plan | MCDSTAR | $836.37 | ↓ -93% |
| Superior Health Plan | STARHealth | $836.37 | ↓ -93% |
| Humana | COMM | $1,018.26 | ↓ -91% |
| Aetna | QHPHIX | $1,613.01 | ↓ -86% |
| Cigna | IFP | $1,613.01 | ↓ -86% |
| Cigna | QHP | $1,672.75 | ↓ -86% |
| United | OptionsPPO | $2,234.32 | ↓ -81% |
| Aetna | NewBusiness | $2,377.69 | ↓ -80% |
| Oscar | HIX | $2,485.23 | ↓ -79% |
| Aetna | COMM | $2,544.97 | ↓ -79% |
| Aetna | Meritain | $2,544.97 | ↓ -79% |
| Aetna | OON | $2,999.00 | ↓ -75% |
| Evry Health | COMM | $3,082.64 | ↓ -74% |
| Unicare | CHIP | $3,106.53 | ↓ -74% |
| Cigna | NewBusiness | $3,154.33 | ↓ -74% |
| Cigna | LocalPlus | $3,154.33 | ↓ -74% |
| Cigna | HMO | $3,524.72 | ↓ -71% |
| Cigna | OpenAccessPlus | $3,524.72 | ↓ -71% |
| Cigna | NetworkBenefit | $3,524.72 | ↓ -71% |
| Healthcare Highways | CityofPlano | $4,038.49 | ↓ -66% |
| City of McKinney | COMM | $4,181.87 | ↓ -65% |
| Cigna | AllOther | $4,456.68 | ↓ -63% |
| Curative Administrators | COMM | $4,779.28 | ↓ -60% |
| BCBS | Traditional | $5,305.01 | ↓ -56% |
| Fidelis SecureCare | MGMCR | $5,376.69 | ↓ -55% |
| National ChoiceCare | WCOMP | $5,974.10 | ↓ -50% |
| Aetna | ASA | $6,296.71 | ↓ -47% |
| Aetna | WCOMP | $6,571.52 | ↓ -45% |
| Rockport Health Group | WORKERSCOMP | $6,571.52 | ↓ -45% |
| Physicians Coop of TX | MGMCR | $6,571.52 | ↓ -45% |
| PC Texas Partners | WCOMP | $6,571.52 | ↓ -45% |
| Averde Health, Inc | PPO | $6,929.96 | ↓ -42% |
| Value Options Behavioral Health | COMM | $7,168.93 | ↓ -40% |
| Magellan BH | Pinnacle | $7,168.93 | ↓ -40% |
| Magellan BH | Summit | $7,168.93 | ↓ -40% |
| Humana | BHCOMM | $7,766.34 | ↓ -35% |
| Coastal Comp Health Networks | WCOMP | $8,363.75 | ↓ -30% |
| Mega Life | MGMCRPPO | $8,363.75 | ↓ -30% |
| Multiplan PHCS | PrimaryNetwork | $8,363.75 | ↓ -30% |
| Aetna Coventry First Health | COMM | $8,686.35 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $8,961.16 | ↓ -25% |
| ComPsych Corporation | COMM | $9,558.57 | ↓ -20% |
| USA Managed Care | COMM | $9,558.57 | ↓ -20% |
| Cigna Behavioral Health | COMM | $9,558.57 | ↓ -20% |
| HealthSmart Preferred Care | PPO | $9,558.57 | ↓ -20% |
| Galaxy Health Network | PPO | $10,155.98 | ↓ -15% |
| Independent Medical Systems | COMM | $11,948.21 | ↑ +0% |
| National Healthcare Solutions | COMM | $11,948.21 | ↑ +0% |
| Unicare | MCD | $11,948.21 | ↑ +0% |
Visitor-reported prices
Comments
Stress tte complete at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $2,721.33 | $459.15 – $3,401.66 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $2,721.33 | $459.15 – $3,401.66 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,721.33 | $459.15 – $3,401.66 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,879.71 | $451.67 – $4,319.57 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,666.40 | $451.67 – $3,333.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,721.33 | $349.97 – $3,401.66 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,879.71 | $521.46 – $4,319.57 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,879.71 | $1,366.64 – $4,319.57 |