Established Patient Office Visit (level 3) at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.89 with Superior Health Plan vs $277.66 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | CHIP | $8.89 | — |
| Superior Health Plan | STARHealth | $8.89 | — |
| Superior Health Plan | MCDSTAR | $8.89 | — |
| Superior Health Plan | STARPLUS | $8.89 | — |
| Superior Health Plan | STARKids | $8.89 | — |
| Cigna | IFP | $17.14 | — |
| Aetna | QHPHIX | $17.14 | — |
| Cigna | QHP | $17.77 | — |
| United | OptionsPPO | $23.74 | — |
| Imperial Insurance Company | MCR | $24.12 | — |
| Aetna | NewBusiness | $25.26 | — |
| Aetna | Meritain | $27.04 | — |
| Aetna | COMM | $27.04 | — |
| Healthcare Highways | NarrowNetwork | $31.10 | — |
| Aetna | OON | $31.86 | — |
| Evry Health | COMM | $32.75 | — |
| Unicare | CHIP | $33.01 | — |
| Healthcare Highways | CityofPlano | $42.91 | — |
| City of McKinney | COMM | $44.43 | — |
| Curative Administrators | COMM | $50.78 | — |
| BCBS | Traditional | $56.37 | — |
| Fidelis SecureCare | MGMCR | $57.13 | — |
| National ChoiceCare | WCOMP | $63.48 | — |
| Aetna | ASA | $66.90 | — |
| Physicians Coop of TX | MGMCR | $69.82 | — |
| Aetna | WCOMP | $69.82 | — |
| Rockport Health Group | WORKERSCOMP | $69.82 | — |
| PC Texas Partners | WCOMP | $69.82 | — |
| Averde Health, Inc | PPO | $73.63 | — |
| Value Options Behavioral Health | COMM | $76.17 | — |
| Magellan BH | Pinnacle | $76.17 | — |
| Magellan BH | Summit | $76.17 | — |
| Cigna | LocalPlus | $77.39 | — |
| Cigna | NewBusiness | $77.39 | — |
| Humana | BHCOMM | $82.52 | — |
| Cigna | OpenAccessPlus | $86.47 | — |
| Cigna | HMO | $86.47 | — |
| Cigna | NetworkBenefit | $86.47 | — |
| Coastal Comp Health Networks | WCOMP | $88.86 | — |
| Mega Life | MGMCRPPO | $88.86 | — |
| Multiplan PHCS | PrimaryNetwork | $88.86 | — |
| Aetna Coventry First Health | COMM | $92.29 | — |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $95.21 | — |
| USA Managed Care | COMM | $101.56 | — |
| ComPsych Corporation | COMM | $101.56 | — |
| HealthSmart Preferred Care | PPO | $101.56 | — |
| Cigna Behavioral Health | COMM | $101.56 | — |
| Galaxy Health Network | PPO | $107.91 | — |
| Cigna | AllOther | $109.34 | — |
| Independent Medical Systems | COMM | $126.95 | — |
| National Healthcare Solutions | COMM | $126.95 | — |
| Unicare | MCD | $126.95 | — |
| BCBS | BlueAdvantageHMO | $142.72 | — |
| BCBS | MyBlueHealth | $142.72 | — |
| Humana | COMM | $147.37 | — |
| BCBS | BlueEssentialsAccess | $252.75 | — |
| BCBS | BlueEssentials | $252.75 | — |
| BCBS | EPOSOA | $265.21 | — |
| BCBS | PPO | $277.66 | — |
Visitor-reported prices
Comments
Established Patient Office Visit (level 3) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $361.22 | $199.82 – $199.82 |
| Baylor St Luke's Medical Center | Houston | $148.40 | $61.24 – $424.00 |
| St. Joseph Health Madison Hospital | Madisonville | $214.20 | $15.42 – $108.90 |
| St. Luke's Health Memorial Lufkin | Lufkin | $66.87 | $20.50 – $100.00 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $148.40 | $74.00 – $424.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $148.40 | $74.00 – $424.00 |
| St. Joseph Health College Station Hospital | College Station | $214.20 | $66.55 – $190.12 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $148.40 | $74.00 – $424.00 |