Established Patient Office Visit (level 3) at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$66.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$445.74
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$20.50 with United vs $139.89 with UNITED — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $20.50 | ↓ -69% |
| United | Commercial|All Other Plans | $26.24 | ↓ -61% |
| United | Commercial|PPO | $31.16 | ↓ -53% |
| Humana | Commercial|All Plans | $41.82 | ↓ -37% |
| Aetna | Commercial|All Plans | $51.66 | ↓ -23% |
| PHCS | Commercial|All Plans | $55.76 | ↓ -17% |
| Multiplan | Commercial|All Plans | $57.40 | ↓ -14% |
| UNITED | Medicaid|STARKIDS | $62.73 | ↓ -6% |
| UNITED | Medicaid|STAR | $62.73 | ↓ -6% |
| UNITED | Medicaid|CHIP | $62.73 | ↓ -6% |
| SUPERIOR | Medicaid|STARPLUS | $62.73 | ↓ -6% |
| UNITED | Medicaid|All Other Plans | $62.73 | ↓ -6% |
| SUPERIOR | Medicaid|All Other Plans | $62.73 | ↓ -6% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $63.99 | ↓ -4% |
| BCBS | Medicaid|All Plans | $65.87 | ↓ -1% |
| Galaxy | Commercial|All Plans | $73.80 | ↑ +10% |
| BCBS-TX | Commercial|Blue Advantage HMO | $82.00 | ↑ +23% |
| BCBS-TX | Commercial|Blue Premier | $82.00 | ↑ +23% |
| BCBS-TX | Commercial|PPO | $82.00 | ↑ +23% |
| BCBS-TX | Commercial|HMO | $82.00 | ↑ +23% |
| TCHP | Medicaid|All Plans | $83.64 | ↑ +25% |
| SUPERIOR | Medicaid|STAR | $98.49 | ↑ +47% |
| Cigna | Commercial|All Plans | $100.00 | ↑ +50% |
| UNITED | Medicaid|STARPLUS | $139.89 | ↑ +109% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 3) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $361.22 | $199.82 – $199.82 |
| Baylor St Luke's Medical Center | Houston | $148.40 | $61.24 – $424.00 |
| St. Joseph Health Madison Hospital | Madisonville | $214.20 | $15.42 – $108.90 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $148.40 | $74.00 – $424.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $148.40 | $74.00 – $424.00 |
| St. Joseph Health College Station Hospital | College Station | $214.20 | $66.55 – $190.12 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $148.40 | $74.00 – $424.00 |
| St. Luke's Health - Brazosport Hospital | Lake Jackson | $142.09 | $45.00 – $162.00 |