Covid-19 lab test non-cdc at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$73.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$73.08

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.12 with Superior Health Plan vs $139.05 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARPLUS $5.12 ↓ -93%
Superior Health Plan STARKids $5.12 ↓ -93%
Superior Health Plan CHIP $5.12 ↓ -93%
Superior Health Plan MCDSTAR $5.12 ↓ -93%
Superior Health Plan STARHealth $5.12 ↓ -93%
Cigna IFP $9.87 ↓ -86%
Aetna QHPHIX $9.87 ↓ -86%
Cigna QHP $10.23 ↓ -86%
United OptionsPPO $13.67 ↓ -81%
Aetna NewBusiness $14.54 ↓ -80%
Aetna Meritain $15.57 ↓ -79%
Aetna COMM $15.57 ↓ -79%
Healthcare Highways NarrowNetwork $17.90 ↓ -76%
Aetna OON $18.34 ↓ -75%
Evry Health COMM $18.85 ↓ -74%
Unicare CHIP $19.00 ↓ -74%
Cigna NewBusiness $19.29 ↓ -74%
Cigna LocalPlus $19.29 ↓ -74%
Cigna NetworkBenefit $21.56 ↓ -70%
Cigna OpenAccessPlus $21.56 ↓ -70%
Cigna HMO $21.56 ↓ -70%
Humana COMM $22.65 ↓ -69%
Healthcare Highways CityofPlano $24.70 ↓ -66%
City of McKinney COMM $25.58 ↓ -65%
Cigna AllOther $27.26 ↓ -63%
Curative Administrators COMM $29.23 ↓ -60%
BCBS Traditional $32.45 ↓ -56%
Fidelis SecureCare MGMCR $32.89 ↓ -55%
National ChoiceCare WCOMP $36.54 ↓ -50%
Aetna ASA $38.51 ↓ -47%
Physicians Coop of TX MGMCR $40.19 ↓ -45%
PC Texas Partners WCOMP $40.19 ↓ -45%
Rockport Health Group WORKERSCOMP $40.19 ↓ -45%
Aetna WCOMP $40.19 ↓ -45%
Averde Health, Inc PPO $42.39 ↓ -42%
United STAR $43.10 ↓ -41%
United CHIP $43.10 ↓ -41%
United STARKids $43.10 ↓ -41%
United STARPLUS $43.10 ↓ -41%
United STARPerinate $43.10 ↓ -41%
Amerigroup CHIP $43.10 ↓ -41%
Amerigroup MGMCD $43.10 ↓ -41%
Parkland Community Health Plan MCD $43.10 ↓ -41%
Magellan BH Pinnacle $43.85 ↓ -40%
Magellan BH Summit $43.85 ↓ -40%
Value Options Behavioral Health COMM $43.85 ↓ -40%
Cigna Healthspring MGMCD $45.26 ↓ -38%
Aetna Better Health CHIP $46.55 ↓ -36%
Aetna Better Health MCD $46.55 ↓ -36%
Molina MCDSTAR $47.41 ↓ -35%
Molina CHIP $47.41 ↓ -35%
Molina STARKIDS $47.41 ↓ -35%
Molina STAR+PLUS $47.41 ↓ -35%
Humana BHCOMM $47.50 ↓ -35%
WellMed MGMCR $51.05 ↓ -30%
Coastal Comp Health Networks WCOMP $51.16 ↓ -30%
Mega Life MGMCRPPO $51.16 ↓ -30%
Multiplan PHCS PrimaryNetwork $51.16 ↓ -30%
Devoted Health SNP $51.31 ↓ -30%
United NarrowNetworkIndivExchange $51.31 ↓ -30%
Devoted Health PPO $51.31 ↓ -30%
United AllPayerAppendix $51.31 ↓ -30%
United SmallGroup $51.31 ↓ -30%
Amerigroup DualEligible $51.31 ↓ -30%
Mutual of Omaha MGMCR $51.31 ↓ -30%
Devoted Health HMO $51.31 ↓ -30%
Devoted Health POS $51.31 ↓ -30%
Devoted Health MCR $51.31 ↓ -30%
Devoted Health MME $51.31 ↓ -30%
BCBS MCRPPO $51.31 ↓ -30%
BCBS MGMCRHMO $51.31 ↓ -30%
TriWest Veterans FEDERAL $51.31 ↓ -30%
Humana MGMCR $51.31 ↓ -30%
United MGMCR $51.57 ↓ -29%
Aetna MCR $51.75 ↓ -29%
Care N Care MGMCR $51.82 ↓ -29%
Cigna Healthspring MGMCR $52.34 ↓ -28%
Integranet MGMCR $52.85 ↓ -28%
WellCare MGMCR $52.85 ↓ -28%
Aetna Coventry First Health COMM $53.13 ↓ -27%
Humana Tricare $53.86 ↓ -26%
ProCare Advantge MCR $53.88 ↓ -26%
American Health Plan of Texas, Inc. MGMCR $53.88 ↓ -26%
Humana MGMCD $53.88 ↓ -26%
Superior Health Plan MGMCRPPO $53.88 ↓ -26%
Superior Health Plan MGMCRHMO $53.88 ↓ -26%
Superior Health Plan MGMCRDualEligible $53.88 ↓ -26%
Superior Health Plan MGMCRPFFS $53.88 ↓ -26%
Superior Health Plan MGMCRPOS $53.88 ↓ -26%
Superior Health Plan MGMCRSNP $53.88 ↓ -26%
Texas Independent Health Plan MGMCR $54.39 ↓ -26%
Provider Partners Health Plan MCR $54.39 ↓ -26%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $54.81 ↓ -25%
Molina MME $55.93 ↓ -23%
Cenpatico BHMGMCR $55.93 ↓ -23%
Molina MCR $55.93 ↓ -23%
Molina MMP $55.93 ↓ -23%
Imperial Insurance Company MCR $56.44 ↓ -23%
HealthSmart Preferred Care PPO $58.46 ↓ -20%
Cigna Behavioral Health COMM $58.46 ↓ -20%
USA Managed Care COMM $58.46 ↓ -20%
ComPsych Corporation COMM $58.46 ↓ -20%
Universal Healthcare Group MCR $61.57 ↓ -16%
Galaxy Health Network PPO $62.12 ↓ -15%
Verda Health Plan MGMCR $66.70 ↓ -9%
Independent Medical Systems COMM $73.08 ↑ +0%
National Healthcare Solutions COMM $73.08 ↑ +0%
Unicare MCD $73.08 ↑ +0%
Bravo Health MCRSNP $76.97 ↑ +5%
Bravo Health MCRPFFS $76.97 ↑ +5%
Bravo Health MCRPOS $76.97 ↑ +5%
Bravo Health MCRHMO $76.97 ↑ +5%
Bravo Health MCRPPO $76.97 ↑ +5%
BCBS BluePremier $79.53 ↑ +9%
BCBS BlueAdvantageHMO $89.79 ↑ +23%
BCBS MyBlueHealth $89.79 ↑ +23%
Superior ValueHMO $91.84 ↑ +26%
USA Managed Care WORKERSCOMP $97.49 ↑ +33%
Corvel Corporation WORKERSCOMP $101.59 ↑ +39%
Superior HMO $114.93 ↑ +57%
Superior EPO $114.93 ↑ +57%
BCBS BlueEssentialsAccess $126.74 ↑ +73%
BCBS BlueEssentials $126.74 ↑ +73%
BCBS EPOSOA $132.89 ↑ +82%
Oscar HIX $133.41 ↑ +83%
Molina Healthcare HIX $134.43 ↑ +84%
BCBS PPO $139.05 ↑ +90%

Visitor-reported prices

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Covid-19 lab test non-cdc at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $58.32 $10.00 – $123.14
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $58.32 $10.00 – $123.14
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $58.32 $10.00 – $123.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $58.32 $12.00 – $123.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $58.32 $12.00 – $123.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $58.32 $10.00 – $123.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $58.32 $12.00 – $123.14
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $58.32 $8.00 – $123.14

All Texas hospitals for this procedure →