Covid-19 lab test non-cdc at BAYLOR UNIVERSITY MEDICAL CENTER

3500 Gaston Ave., Dallas, TX · Baylor Scott & White Health · · NPI 1447250253

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$58.32

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$97.20

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.00 with United Healthcare vs $264.76 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter $10.00 ↓ -83%
United Healthcare Nexus $10.00 ↓ -83%
United Healthcare Commercial Broad $11.00 ↓ -81%
Texas Workforce Commission Workers Compensation $34.99 ↓ -40%
WellPoint (fka Amerigroup) CHIP/Medicaid $43.10 ↓ -26%
Superior Health Plan Medicaid $43.10 ↓ -26%
Employers Health Network BSWQA Direct/EHN Rental $45.68 ↓ -22%
United Healthcare Medicaid/CHIP $46.12 ↓ -21%
Cigna Local Plus $47.92 ↓ -18%
Baylor Scott & White Health Plan Medicare Advantage $48.74 ↓ -16%
CORVEL Worker's Compensation $49.77 ↓ -15%
TriWest Community Care Network $51.31 ↓ -12%
Humana Medicare $51.31 ↓ -12%
Aetna Medicare Advantage $51.31 ↓ -12%
WellPoint (fka Amerigroup) Medicare $52.85 ↓ -9%
Employers Health Network EHN Network $53.46 ↓ -8%
Aetna Commercial $53.46 ↓ -8%
QuikTrip Employee Benefit Plan $53.46 ↓ -8%
HealthSpring Medicare Advantage $53.88 ↓ -8%
Superior Health Plan Medicare $53.88 ↓ -8%
ProCare Advantage Medicare Advantage $53.88 ↓ -8%
Molina Medicare Advantage $53.88 ↓ -8%
Blue Cross Blue Shield Medicare Advantage $53.88 ↓ -8%
American Health Plan Medicare Advantage $53.88 ↓ -8%
Imagine Health Commercial $56.38 ↓ -3%
University of Mary Hardin-Baylor Commercial $56.38 ↓ -3%
Cigna HMO/PPO $56.38 ↓ -3%
United Healthcare Medicare Advantage $57.47 ↓ -1%
Baylor Scott & White Health Plan BSW Premier - Small Group $61.57 ↑ +6%
Curative Commercial $63.18 ↑ +8%
Baylor Scott & White Health Plan BSW Premier - Individual $64.39 ↑ +10%
Prime Health Services Worker's Compensation $64.70 ↑ +11%
HealthSmart Accel Network $68.04 ↑ +17%
First Health PPO $68.04 ↑ +17%
Humana Commercial PPO $68.04 ↑ +17%
Optum Commercial $68.04 ↑ +17%
Private Health Care System PHCS Network $72.90 ↑ +25%
HealthSmart Preferred Network $72.90 ↑ +25%
Sedgwick Preferred Network $76.71 ↑ +32%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $78.03 ↑ +34%
Baylor Scott & White Health Plan BSW Plus - Small Group $84.66 ↑ +45%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $91.80 ↑ +57%
Superior Ambetter Ambetter Exchange $110.32 ↑ +89%
Mark Cuban Commercial $123.14 ↑ +111%
Blue Cross Blue Shield Blue Advantage $125.20 ↑ +115%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $177.53 ↑ +204%
Blue Cross Blue Shield City of Dallas $238.08 ↑ +308%
Blue Cross Blue Shield Blue Essentials (HMO) $251.42 ↑ +331%
Blue Cross Blue Shield BlueChoice (PPO) $264.76 ↑ +354%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Covid-19 lab test non-cdc at other Texas hospitals

Hospital City Cash price Negotiated range
MEDICAL CITY DALLAS HOSPITAL Dallas $71.85 $30.79 – $134.43
Texas Health Presbyterian Hospital Dallas Dallas not published $43.10 – $46.55
MEDICAL CITY GREEN OAKS HOSPITAL DALLAS not published $51.31 – $134.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $58.32 $12.00 – $123.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $58.32 $12.00 – $123.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $58.32 $10.00 – $123.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $58.32 $12.00 – $123.14
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $58.32 $8.00 – $123.14

All Texas hospitals for this procedure →