Chromo high res and frag x - sendout at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$187.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$187.27

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.11 with Superior Health Plan vs $513.26 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARPLUS $13.11 ↓ -93%
Superior Health Plan STARHealth $13.11 ↓ -93%
Superior Health Plan MCDSTAR $13.11 ↓ -93%
Superior Health Plan CHIP $13.11 ↓ -93%
Superior Health Plan STARKids $13.11 ↓ -93%
Cigna IFP $25.28 ↓ -87%
Cigna QHP $26.22 ↓ -86%
United OptionsPPO $35.02 ↓ -81%
Healthcare Highways NarrowNetwork $45.88 ↓ -76%
Amerigroup CHIP $47.91 ↓ -74%
Parkland Community Health Plan MCD $47.91 ↓ -74%
United STARPerinate $47.91 ↓ -74%
United STAR $47.91 ↓ -74%
Amerigroup MGMCD $47.91 ↓ -74%
United CHIP $47.91 ↓ -74%
United STARKids $47.91 ↓ -74%
United STARPLUS $47.91 ↓ -74%
Evry Health COMM $48.32 ↓ -74%
Unicare CHIP $48.69 ↓ -74%
Cigna Healthspring MGMCD $50.31 ↓ -73%
Aetna Better Health MCD $51.74 ↓ -72%
Aetna Better Health CHIP $51.74 ↓ -72%
Molina CHIP $52.70 ↓ -72%
Molina STAR+PLUS $52.70 ↓ -72%
Molina STARKIDS $52.70 ↓ -72%
Molina MCDSTAR $52.70 ↓ -72%
WellMed MGMCR $56.75 ↓ -70%
United SmallGroup $57.04 ↓ -70%
Devoted Health POS $57.04 ↓ -70%
Mutual of Omaha MGMCR $57.04 ↓ -70%
Devoted Health PPO $57.04 ↓ -70%
Devoted Health MCR $57.04 ↓ -70%
Devoted Health MME $57.04 ↓ -70%
BCBS MCRPPO $57.04 ↓ -70%
Humana MGMCR $57.04 ↓ -70%
Devoted Health SNP $57.04 ↓ -70%
TriWest Veterans FEDERAL $57.04 ↓ -70%
United AllPayerAppendix $57.04 ↓ -70%
United NarrowNetworkIndivExchange $57.04 ↓ -70%
Devoted Health HMO $57.04 ↓ -70%
BCBS MGMCRHMO $57.04 ↓ -70%
Amerigroup DualEligible $57.04 ↓ -70%
United MGMCR $57.33 ↓ -69%
Aetna MCR $57.52 ↓ -69%
Care N Care MGMCR $57.61 ↓ -69%
Cigna Healthspring MGMCR $58.18 ↓ -69%
WellCare MGMCR $58.75 ↓ -69%
Integranet MGMCR $58.75 ↓ -69%
Superior Health Plan MGMCRDualEligible $59.89 ↓ -68%
Humana MGMCD $59.89 ↓ -68%
Superior Health Plan MGMCRHMO $59.89 ↓ -68%
Superior Health Plan MGMCRPPO $59.89 ↓ -68%
Superior Health Plan MGMCRPFFS $59.89 ↓ -68%
Superior Health Plan MGMCRPOS $59.89 ↓ -68%
Superior Health Plan MGMCRSNP $59.89 ↓ -68%
American Health Plan of Texas, Inc. MGMCR $59.89 ↓ -68%
ProCare Advantge MCR $59.89 ↓ -68%
Provider Partners Health Plan MCR $60.46 ↓ -68%
Texas Independent Health Plan MGMCR $60.46 ↓ -68%
Molina MCR $62.17 ↓ -67%
Cenpatico BHMGMCR $62.17 ↓ -67%
Molina MMP $62.17 ↓ -67%
Molina MME $62.17 ↓ -67%
Imperial Insurance Company MCR $62.74 ↓ -66%
Healthcare Highways CityofPlano $63.30 ↓ -66%
City of McKinney COMM $65.54 ↓ -65%
Universal Healthcare Group MCR $68.45 ↓ -63%
Aetna QHPHIX $72.55 ↓ -61%
Verda Health Plan MGMCR $74.15 ↓ -60%
BCBS Traditional $83.15 ↓ -56%
Fidelis SecureCare MGMCR $84.27 ↓ -55%
Bravo Health MCRPOS $85.56 ↓ -54%
Bravo Health MCRHMO $85.56 ↓ -54%
Bravo Health MCRPFFS $85.56 ↓ -54%
Bravo Health MCRSNP $85.56 ↓ -54%
Bravo Health MCRPPO $85.56 ↓ -54%
BCBS BluePremier $88.41 ↓ -53%
National ChoiceCare WCOMP $93.64 ↓ -50%
Aetna ASA $98.69 ↓ -47%
BCBS MyBlueHealth $99.82 ↓ -47%
BCBS BlueAdvantageHMO $99.82 ↓ -47%
Aetna NewBusiness $99.92 ↓ -47%
Superior ValueHMO $102.10 ↓ -45%
PC Texas Partners WCOMP $103.00 ↓ -45%
Aetna WCOMP $103.00 ↓ -45%
Physicians Coop of TX MGMCR $103.00 ↓ -45%
Rockport Health Group WORKERSCOMP $103.00 ↓ -45%
Aetna COMM $106.42 ↓ -43%
Aetna Meritain $106.42 ↓ -43%
USA Managed Care WORKERSCOMP $108.38 ↓ -42%
Averde Health, Inc PPO $108.62 ↓ -42%
Magellan BH Summit $112.36 ↓ -40%
Magellan BH Pinnacle $112.36 ↓ -40%
Value Options Behavioral Health COMM $112.36 ↓ -40%
Corvel Corporation WORKERSCOMP $112.94 ↓ -40%
Humana BHCOMM $121.73 ↓ -35%
Aetna OON $125.25 ↓ -33%
Superior EPO $127.77 ↓ -32%
Superior HMO $127.77 ↓ -32%
Mega Life MGMCRPPO $131.09 ↓ -30%
Coastal Comp Health Networks WCOMP $131.09 ↓ -30%
Multiplan PHCS PrimaryNetwork $131.09 ↓ -30%
Aetna Coventry First Health COMM $136.15 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $140.45 ↓ -25%
BCBS BlueEssentialsAccess $140.89 ↓ -25%
BCBS BlueEssentials $140.89 ↓ -25%
BCBS EPOSOA $147.73 ↓ -21%
Oscar HIX $148.30 ↓ -21%
Molina Healthcare HIX $149.44 ↓ -20%
USA Managed Care COMM $149.82 ↓ -20%
Cigna Behavioral Health COMM $149.82 ↓ -20%
ComPsych Corporation COMM $149.82 ↓ -20%
HealthSmart Preferred Care PPO $149.82 ↓ -20%
BCBS PPO $154.58 ↓ -17%
Galaxy Health Network PPO $159.18 ↓ -15%
Independent Medical Systems COMM $187.27 ↑ +0%
National Healthcare Solutions COMM $187.27 ↑ +0%
Unicare MCD $187.27 ↑ +0%
Cigna LocalPlus $216.91 ↑ +16%
Cigna NewBusiness $217.13 ↑ +16%
Cigna NetworkBenefit $242.28 ↑ +29%
Cigna OpenAccessPlus $242.28 ↑ +29%
Cigna HMO $242.28 ↑ +29%
Cigna AllOther $306.63 ↑ +64%
Humana COMM $513.26 ↑ +174%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Chromo high res and frag x - sendout at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $572.26 $10.00 – $715.32
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $572.26 $10.00 – $715.32
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $572.26 $10.00 – $715.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $722.80 $12.00 – $1,084.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $648.94 $12.00 – $811.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $572.26 $10.00 – $715.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $722.80 $12.00 – $1,084.19
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $722.80 $8.00 – $1,084.19

All Texas hospitals for this procedure →