Chromo high res and frag x - sendout at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL

546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$722.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,204.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.00 with United Healthcare vs $1,084.19 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Commercial $8.00 ↓ -99%
Superior Health Plan Medicaid $47.91 ↓ -93%
Mark Cuban Commercial $136.90 ↓ -81%
MidCoast Commercial $662.56 ↓ -8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $674.61 ↓ -7%
Blue Cross Blue Shield Blue Advantage $674.61 ↓ -7%
Independent Medical System Commercial PPO $722.80 ↑ +0%
Cigna Local Plus/Market Solutions $770.98 ↑ +7%
Blue Cross Blue Shield Blue Essentials (HMO) $783.03 ↑ +8%
Curative Commercial $783.03 ↑ +8%
Blue Cross Blue Shield BlueChoice (PPO) $819.17 ↑ +13%
Humana Commercial PPO $843.26 ↑ +17%
HealthSmart Accel Network $843.26 ↑ +17%
First Health PPO $843.26 ↑ +17%
Imagine Health Commercial $867.36 ↑ +20%
University of Mary Hardin-Baylor Commercial $903.50 ↑ +25%
Cigna HMO/PPO $903.50 ↑ +25%
HealthSmart Preferred Network $903.50 ↑ +25%
Aetna Commercial $903.50 ↑ +25%
Three Rivers Three Rivers Provider Network $1,084.19 ↑ +50%

Visitor-reported prices

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Chromo high res and frag x - sendout at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $722.80 $12.00 – $1,084.19
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $572.26 $10.00 – $715.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $722.80 $12.00 – $1,084.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $648.94 $12.00 – $811.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $572.26 $10.00 – $715.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $722.80 $12.00 – $1,084.19
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $648.94 $12.00 – $973.41
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $572.26 $10.00 – $715.32

All Texas hospitals for this procedure →