Cholesterol body fluid at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.43 with Superior Health Plan vs $749.07 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $52.43
Superior Health Plan STARHealth $52.43
Superior Health Plan MCDSTAR $52.43
Superior Health Plan STARPLUS $52.43
Superior Health Plan STARKids $52.43
Cigna LocalPlus $92.21
Cigna NewBusiness $92.30
Aetna QHPHIX $101.12
Cigna IFP $101.12
Cigna HMO $103.00
Cigna NetworkBenefit $103.00
Cigna OpenAccessPlus $103.00
Cigna QHP $104.87
Cigna AllOther $130.35
United OptionsPPO $140.08
Imperial Insurance Company MCR $142.32
Aetna NewBusiness $149.06
Oscar HIX $155.81
Aetna COMM $159.55
Aetna Meritain $159.55
Healthcare Highways NarrowNetwork $183.52
BCBS BlueAdvantageHMO $185.02
BCBS MyBlueHealth $185.02
Aetna OON $188.02
Evry Health COMM $193.26
Unicare CHIP $194.76
BCBS BluePremier $218.73
Humana COMM $232.14
BCBS BlueEssentials $238.95
BCBS BlueEssentialsAccess $238.95
BCBS EPOSOA $250.94
Healthcare Highways CityofPlano $253.19
BCBS PPO $262.17
City of McKinney COMM $262.17
BCBS Traditional $332.59
Fidelis SecureCare MGMCR $337.08
National ChoiceCare WCOMP $374.54
Aetna ASA $394.76
Rockport Health Group WORKERSCOMP $411.99
Aetna WCOMP $411.99
Physicians Coop of TX MGMCR $411.99
PC Texas Partners WCOMP $411.99
Averde Health, Inc PPO $434.46
Magellan BH Pinnacle $449.44
Magellan BH Summit $449.44
Value Options Behavioral Health COMM $449.44
Humana BHCOMM $486.90
Multiplan PHCS PrimaryNetwork $524.35
Coastal Comp Health Networks WCOMP $524.35
Mega Life MGMCRPPO $524.35
Aetna Coventry First Health COMM $544.57
LEWISVILLE ISD/DLS CONSULTING COMMPPO $561.80
ComPsych Corporation COMM $599.26
HealthSmart Preferred Care PPO $599.26
Cigna Behavioral Health COMM $599.26
USA Managed Care COMM $599.26
Galaxy Health Network PPO $636.71
Unicare MCD $749.07
Independent Medical Systems COMM $749.07
National Healthcare Solutions COMM $749.07
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Cholesterol body fluid at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON KINGWOOD HUMBLE $716.44 $99.55 – $99.55
HCA HOUSTON NORTHWEST SPRING $462.06 $99.55 – $99.55
St. Luke's Health - Patients Medical Center Pasadena $136.71 $53.34 – $275.40
St. Luke's Health Memorial Lufkin Lufkin $24.90 $14.50 – $96.56
HCA HOUSTON PEARLAND Pearland $523.04 $99.55 – $99.55
Texas Health Presbyterian Hospital Allen Allen $100.35 $7.11 – $10.28
Texas Health Presbyterian Hospital Flower Mound Flower Mound $100.35 $7.11 – $10.28
HCA HOUSTON WEST HOUSTON $228.00 $99.55 – $99.55

All Texas hospitals for this procedure →