Cholesterol body fluid at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$24.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$166.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$14.50 with United vs $96.56 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $14.50 | ↓ -42% |
| United | Commercial|All Other Plans | $18.56 | ↓ -25% |
| United | Commercial|PPO | $22.04 | ↓ -11% |
| Humana | Commercial|All Plans | $29.58 | ↑ +19% |
| Aetna | Commercial|All Plans | $36.54 | ↑ +47% |
| PHCS | Commercial|All Plans | $39.44 | ↑ +58% |
| Multiplan | Commercial|All Plans | $40.60 | ↑ +63% |
| Galaxy | Commercial|All Plans | $52.20 | ↑ +110% |
| Cigna | Commercial|All Plans | $96.56 | ↑ +288% |
Visitor-reported prices
Comments
Cholesterol body fluid at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA HOUSTON KINGWOOD | HUMBLE | $716.44 | $99.55 – $99.55 |
| HCA HOUSTON NORTHWEST | SPRING | $462.06 | $99.55 – $99.55 |
| St. Luke's Health - Patients Medical Center | Pasadena | $136.71 | $53.34 – $275.40 |
| HCA HOUSTON PEARLAND | Pearland | $523.04 | $99.55 – $99.55 |
| HCA HOUSTON WEST | HOUSTON | $228.00 | $99.55 – $99.55 |
| St. Luke's Health Memorial Livingston | Livingston | $24.90 | $12.76 – $96.56 |
| St. Luke's Health Memorial San Augustine | San Augustine | $24.90 | $10.44 – $96.56 |
| Texas Health Hospital Mansfield | Mansfield | $558.79 | $10.01 – $10.01 |