Ph body fluid at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$25.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$144.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.22 with United vs $129.60 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $3.22 ↓ -87%
PGT Medicare|All Plans $3.51 ↓ -86%
BCBS Medicare|All Plans $3.58 ↓ -86%
AETNA Medicare|All Plans $3.58 ↓ -86%
UNITED Medicare|All Plans $3.65 ↓ -86%
AMERIVANTAGE Medicare|All Plans $3.69 ↓ -85%
SCANHealth Medicare|All Plans $3.83 ↓ -85%
BCBS-TX Commercial|Ref Lab $3.90 ↓ -85%
SUPERIOR Medicaid|CHIP $4.91 ↓ -81%
UNITED Medicaid|STARKIDS $5.01 ↓ -80%
UNITED Medicaid|All Other Plans $5.01 ↓ -80%
SUPERIOR Medicaid|All Other Plans $5.16 ↓ -80%
BCBS Medicaid|STARKIDS $5.16 ↓ -80%
Ambetter Commercial|All Plans $5.19 ↓ -79%
Wellpoint Commercial|Exchange $5.37 ↓ -79%
Bright Health Commercial|All Plans $6.37 ↓ -75%
United Commercial|All Other Plans $6.97 ↓ -72%
SUPERIOR Medicaid|STAR $7.12 ↓ -72%
Entrust Commercial|All Plans $7.16 ↓ -72%
Cigna Commercial|Local Plus $7.55 ↓ -70%
Ellwood Commercial|All Plans $10.74 ↓ -57%
NX Health Commercial|All Plans $11.63 ↓ -54%
SUPERIOR Medicaid|STARPLUS $12.18 ↓ -52%
UNITED Medicaid|STARPLUS $12.42 ↓ -51%
BCBS-TX Commercial|Blue Premier $12.57 ↓ -50%
BCBS-TX Commercial|Blue Advantage HMO $12.57 ↓ -50%
BCBS-TX Commercial|HMO $12.82 ↓ -49%
BCBS-TX Commercial|PPO $14.79 ↓ -41%
Wellpoint Medicaid|All Other Plans $36.29 ↑ +44%
Wellpoint Medicaid|STAR $49.90 ↑ +98%
Health Smart Commercial|All Plans $79.20 ↑ +214%
First Health Commercial|All Plans $86.40 ↑ +243%
Humana Commercial|All Plans $87.84 ↑ +249%
Cigna Commercial|All Other Plans $92.16 ↑ +266%
Aetna Commercial|All Plans $95.04 ↑ +277%
PHCS Commercial|All Plans $122.40 ↑ +386%
Multiplan Commercial|All Plans $129.60 ↑ +414%

Visitor-reported prices

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Ph body fluid at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $54.62 $3.01 – $19.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $56.00 $3.20 – $23.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $44.31 $3.01 – $19.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $54.62 $3.01 – $19.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $56.00 $3.22 – $23.31
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $56.00 $3.01 – $23.31
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $44.31 $3.01 – $23.31
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $54.62 $3.01 – $19.43

All Texas hospitals for this procedure →