Ph body fluid at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL

546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$56.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$93.34

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.01 with Superior Health Plan vs $23.31 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $3.01 ↓ -95%
United Healthcare Commercial $8.00 ↓ -86%
Mark Cuban Commercial $8.59 ↓ -85%
MidCoast Commercial $14.24 ↓ -75%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $14.50 ↓ -74%
Blue Cross Blue Shield Blue Advantage $14.50 ↓ -74%
Independent Medical System Commercial PPO $15.54 ↓ -72%
Cigna Local Plus/Market Solutions $16.58 ↓ -70%
Blue Cross Blue Shield Blue Essentials (HMO) $16.84 ↓ -70%
Curative Commercial $16.84 ↓ -70%
Blue Cross Blue Shield BlueChoice (PPO) $17.61 ↓ -69%
Humana Commercial PPO $18.13 ↓ -68%
HealthSmart Accel Network $18.13 ↓ -68%
First Health PPO $18.13 ↓ -68%
Imagine Health Commercial $18.65 ↓ -67%
University of Mary Hardin-Baylor Commercial $19.43 ↓ -65%
Cigna HMO/PPO $19.43 ↓ -65%
HealthSmart Preferred Network $19.43 ↓ -65%
Aetna Commercial $19.43 ↓ -65%
Three Rivers Three Rivers Provider Network $23.31 ↓ -58%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ph body fluid at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $56.00 $3.01 – $23.31
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $54.62 $3.01 – $19.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $56.00 $3.20 – $23.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $44.31 $3.01 – $19.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $54.62 $3.01 – $19.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $56.00 $3.22 – $23.31
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $44.31 $3.01 – $23.31
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $54.62 $3.01 – $19.43

All Texas hospitals for this procedure →