Graft xenmtrx sft rect 19x28cm at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,669.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,539.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.93 with PGT vs $541.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $68.93 ↓ -96%
BCBS Medicare|All Plans $70.33 ↓ -96%
AETNA Medicare|All Plans $70.33 ↓ -96%
UNITED Medicare|All Plans $71.74 ↓ -96%
AMERIVANTAGE Medicare|All Plans $72.44 ↓ -96%
SCANHealth Medicare|All Plans $75.26 ↓ -95%
Ambetter Commercial|All Plans $101.98 ↓ -94%
Wellpoint Commercial|Exchange $105.50 ↓ -94%
United Commercial|Exchange $108.20 ↓ -94%
BCBS-TX Commercial|Blue Advantage HMO $119.02 ↓ -93%
BCBS-TX Commercial|Blue Premier $135.25 ↓ -92%
Wellpoint Medicaid|All Other Plans $136.34 ↓ -92%
Bright Health Commercial|All Plans $140.66 ↓ -92%
BCBS-TX Commercial|HMO $146.07 ↓ -91%
BCBS-TX Commercial|PPO $156.89 ↓ -91%
Cigna Commercial|Local Plus $167.71 ↓ -90%
United Commercial|All Other Plans $178.53 ↓ -89%
Wellpoint Medicaid|STAR $187.46 ↓ -89%
Ellwood Commercial|All Plans $210.99 ↓ -87%
Entrust Commercial|All Plans $227.22 ↓ -86%
NX Health Commercial|All Plans $228.58 ↓ -86%
Health Smart Commercial|All Plans $297.55 ↓ -82%
First Health Commercial|All Plans $324.60 ↓ -81%
Humana Commercial|All Plans $330.01 ↓ -80%
Cigna Commercial|All Other Plans $346.24 ↓ -79%
Aetna Commercial|All Plans $357.06 ↓ -79%
PHCS Commercial|All Plans $459.85 ↓ -72%
Multiplan Commercial|All Plans $486.90 ↓ -71%
BCBS-TX Commercial|Ref Lab $541.00 ↓ -68%

Visitor-reported prices

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Graft xenmtrx sft rect 19x28cm at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $4,134.06 not published
St. Luke's Health - Patients Medical Center Pasadena $349.50 $66.60 – $237.83
Baylor St Luke's Medical Center Houston $12,380.20 $24.48 – $116.55
St. Luke's Health Memorial Lufkin Lufkin $1,683.36 $441.00 – $2,646.00
St. Luke's Health - Springwoods Village Hospital Spring $12,380.20 $24.48 – $116.55
St. Luke's Health - Sugar Land Hospital Sugar Land $12,380.20 $24.48 – $116.55
St. Joseph Health College Station Hospital College Station $1,669.33 $108.20 – $459.85
St. Luke's Health - Lakeside Hospital The Woodlands $12,380.20 $24.48 – $116.55

All Texas hospitals for this procedure →