Graft xenmtrx sft rect 19x28cm at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$1,683.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,222.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$441.00 with BCBS-TX vs $2,646.00 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS-TX | Commercial|Blue Advantage HMO | $441.00 | ↓ -74% |
| Cigna | Commercial|All Plans | $499.80 | ↓ -70% |
| BCBS-TX | Commercial|Blue Premier | $617.40 | ↓ -63% |
| BCBS-TX | Commercial|HMO | $646.80 | ↓ -62% |
| BCBS-TX | Commercial|PPO | $705.60 | ↓ -58% |
| United | Commercial|Exchange | $735.00 | ↓ -56% |
| United | Commercial|All Other Plans | $940.80 | ↓ -44% |
| United | Commercial|PPO | $1,117.20 | ↓ -34% |
| Entrust | Commercial|All Plans | $1,323.00 | ↓ -21% |
| Humana | Commercial|All Plans | $1,499.40 | ↓ -11% |
| Aetna | Commercial|All Plans | $1,852.20 | ↑ +10% |
| Angelina County | Commercial|All Plans | $1,881.60 | ↑ +12% |
| PHCS | Commercial|All Plans | $1,999.20 | ↑ +19% |
| Multiplan | Commercial|All Plans | $2,058.00 | ↑ +22% |
| Galaxy | Commercial|All Plans | $2,646.00 | ↑ +57% |
Visitor-reported prices
Comments
Graft xenmtrx sft rect 19x28cm at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $4,134.06 | not published |
| St. Luke's Health - Patients Medical Center | Pasadena | $349.50 | $66.60 – $237.83 |
| Baylor St Luke's Medical Center | Houston | $12,380.20 | $24.48 – $116.55 |
| St. Joseph Health Madison Hospital | Madisonville | $1,669.33 | $68.93 – $486.90 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $12,380.20 | $24.48 – $116.55 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $12,380.20 | $24.48 – $116.55 |
| St. Joseph Health College Station Hospital | College Station | $1,669.33 | $108.20 – $459.85 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $12,380.20 | $24.48 – $116.55 |