Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$51.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$294.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.46 with PGT vs $2,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $37.46 ↓ -27%
BCBS Medicare|All Plans $38.22 ↓ -26%
AETNA Medicare|All Plans $38.22 ↓ -26%
UNITED Medicare|All Plans $38.99 ↓ -24%
AMERIVANTAGE Medicare|All Plans $39.37 ↓ -23%
SCANHealth Medicare|All Plans $40.90 ↓ -21%
Ambetter Commercial|All Plans $55.42 ↑ +8%
Wellpoint Commercial|Exchange $57.33 ↑ +11%
Wellpoint Medicaid|All Other Plans $74.09 ↑ +44%
SUPERIOR Medicaid|CHIP $101.64 ↑ +98%
Wellpoint Medicaid|STAR $101.88 ↑ +98%
UNITED Medicaid|STARKIDS $103.67 ↑ +101%
UNITED Medicaid|All Other Plans $103.67 ↑ +101%
SUPERIOR Medicaid|All Other Plans $106.72 ↑ +107%
BCBS Medicaid|STARKIDS $106.72 ↑ +107%
Bright Health Commercial|All Plans $109.90 ↑ +114%
Ellwood Commercial|All Plans $114.66 ↑ +123%
Entrust Commercial|All Plans $123.48 ↑ +140%
NX Health Commercial|All Plans $124.22 ↑ +141%
SUPERIOR Medicaid|STAR $147.38 ↑ +186%
BCBS-TX Commercial|Blue Premier $161.18 ↑ +213%
Health Smart Commercial|All Plans $161.70 ↑ +214%
BCBS-TX Commercial|Blue Advantage HMO $162.33 ↑ +216%
BCBS-TX Commercial|HMO $172.70 ↑ +236%
First Health Commercial|All Plans $176.40 ↑ +243%
Humana Commercial|All Plans $179.34 ↑ +249%
Cigna Commercial|All Other Plans $188.16 ↑ +266%
BCBS-TX Commercial|PPO $189.96 ↑ +269%
Aetna Commercial|All Plans $194.04 ↑ +277%
PHCS Commercial|All Plans $249.90 ↑ +386%
SUPERIOR Medicaid|STARPLUS $252.07 ↑ +390%
UNITED Medicaid|STARPLUS $257.15 ↑ +400%
Multiplan Commercial|All Plans $264.60 ↑ +414%
BCBS-TX Commercial|Ref Lab $294.00 ↑ +471%
United Commercial|Exchange $1,508.00 ↑ +2831%
Cigna Commercial|Local Plus $2,888.00 ↑ +5513%
United Commercial|All Other Plans $2,960.00 ↑ +5653%

Visitor-reported prices

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Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,197.34 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,064.30 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,197.34 $85.00 – $2,975.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,197.34 $96.62 – $1,796.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,064.30 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $1,197.34 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $1,197.34 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $1,064.30 $71.00 – $2,975.00

All Texas hospitals for this procedure →