Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$1,197.34

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,995.56

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $3,500.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -94%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -94%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -93%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -93%
Superior Health Plan Medicaid $96.62 ↓ -92%
United Healthcare Medicaid/CHIP $103.38 ↓ -91%
Texas Workforce Commission Workers Compensation $658.53 ↓ -45%
Baylor Scott & White Health Plan Medicare Advantage $675.79 ↓ -44%
CORVEL Worker's Compensation $690.02 ↓ -42%
Humana Medicare $711.36 ↓ -41%
TriWest Community Care Network $711.36 ↓ -41%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $725.98 ↓ -39%
Blue Cross Blue Shield Medicare Advantage $746.93 ↓ -38%
American Health Plan Medicare Advantage $746.93 ↓ -38%
ProCare Advantage Medicare Advantage $746.93 ↓ -38%
United Healthcare Medicare Advantage $796.72 ↓ -33%
Baylor Scott & White Health Plan BSW Premier - Small Group $853.63 ↓ -29%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $854.10 ↓ -29%
United Healthcare Charter $885.43 ↓ -26%
United Healthcare Nexus $885.43 ↓ -26%
Baylor Scott & White Health Plan BSW Premier - Individual $892.76 ↓ -25%
Prime Health Services Worker's Compensation $897.02 ↓ -25%
High Plains Health Plans Commercial $977.62 ↓ -18%
United Healthcare Commercial Broad $983.81 ↓ -18%
Humana Commercial HMO $1,020.00 ↓ -15%
Sedgwick Preferred Network $1,063.48 ↓ -11%
Injury Management Organization Med Select Network $1,063.48 ↓ -11%
QuikTrip Employee Benefit Plan $1,097.56 ↓ -8%
MidCoast Commercial $1,097.56 ↓ -8%
Aetna Commercial $1,097.56 ↓ -8%
University of Mary Hardin-Baylor Commercial $1,157.42 ↓ -3%
Imagine Health Commercial $1,157.42 ↓ -3%
Baylor Scott & White Health Plan BSW Plus - Small Group $1,173.74 ↓ -2%
Independent Medical System Commercial PPO $1,197.34 ↑ +0%
Curative Commercial $1,297.11 ↑ +8%
First Health PPO $1,396.89 ↑ +17%
Humana Commercial PPO $1,396.89 ↑ +17%
HealthSmart Accel Network $1,396.89 ↑ +17%
Private Health Care System PHCS Network $1,496.67 ↑ +25%
HealthSmart Preferred Network $1,496.67 ↑ +25%
Mark Cuban Commercial $1,742.94 ↑ +46%
Cigna Local Plus $2,975.00 ↑ +148%
Cigna HMO/PPO $3,500.00 ↑ +192%
Humana Military TRICARE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco $197.10 $92.11 – $1,034.36
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,197.34 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,064.30 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,197.34 $85.00 – $2,975.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,197.34 $96.62 – $1,796.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,064.30 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $1,197.34 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $1,064.30 $71.00 – $2,975.00

All Texas hospitals for this procedure →