Phys blood bank serv xmatch at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$11.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$78.02

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.51 with United vs $136.04 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $19.51 ↑ +67%
AETNA Medicare|All Plans $23.15 ↑ +98%
UNITED Medicare|All Plans $23.15 ↑ +98%
CIGNA HEALTHSPRING Medicare|All Other Plans $23.15 ↑ +98%
BCBS Medicare|All Plans $23.15 ↑ +98%
HUMANA Medicare|All Plans $23.15 ↑ +98%
CIGNA HEALTHSPRING Medicare|PPO $23.38 ↑ +100%
Wellpoint Medicare|All Plans $23.84 ↑ +104%
SCANHealth Medicare|All Plans $24.77 ↑ +112%
United Commercial|All Other Plans $24.97 ↑ +113%
MD Save Commercial|All Plans $28.94 ↑ +147%
United Commercial|PPO $29.65 ↑ +153%
Wellpoint Commercial|Exchange $34.73 ↑ +197%
Humana Commercial|All Plans $39.80 ↑ +240%
Angelina County Commercial|All Plans $42.02 ↑ +259%
BCBS-TX Commercial|Blue Advantage HMO $43.68 ↑ +273%
Aetna Commercial|All Plans $49.16 ↑ +320%
PHCS Commercial|All Plans $53.06 ↑ +353%
Multiplan Commercial|All Plans $54.62 ↑ +366%
Entrust Commercial|All Plans $68.28 ↑ +483%
Galaxy Commercial|All Plans $70.22 ↑ +500%
BCBS-TX Commercial|Blue Premier $75.87 ↑ +548%
BCBS-TX Commercial|PPO $78.02 ↑ +566%
BCBS-TX Commercial|HMO $78.02 ↑ +566%
Brookshire Brothers Commercial|All Plans $78.78 ↑ +573%
Cigna Commercial|All Plans $136.04 ↑ +1062%

Visitor-reported prices

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Phys blood bank serv xmatch at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $45.01 $9.26 – $73.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $34.61 $6.92 – $73.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $45.01 $12.00 – $73.76
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $45.01 $8.00 – $73.76
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $34.61 $11.54 – $73.76
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $45.01 $9.00 – $73.76
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $45.01 $11.25 – $73.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $34.61 $6.34 – $118.86

All Texas hospitals for this procedure →