Phys blood bank serv xmatch at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$45.01

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$75.01

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.00 with Superior Health Plan vs $145.07 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $9.00 ↓ -80%
United Healthcare Medicaid/CHIP $9.63 ↓ -79%
Texas Workforce Commission Workers Compensation $24.75 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $27.29 ↓ -39%
Baylor Scott & White Health Plan Medicare Advantage $27.61 ↓ -39%
CORVEL Worker's Compensation $28.19 ↓ -37%
Humana Medicare $29.06 ↓ -35%
TriWest Community Care Network $29.06 ↓ -35%
Blue Cross Blue Shield Medicare Advantage $30.51 ↓ -32%
American Health Plan Medicare Advantage $30.51 ↓ -32%
ProCare Advantage Medicare Advantage $30.51 ↓ -32%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $32.10 ↓ -29%
United Healthcare Medicare Advantage $32.55 ↓ -28%
United Healthcare Nexus $33.28 ↓ -26%
United Healthcare Charter $33.28 ↓ -26%
Baylor Scott & White Health Plan BSW Premier - Small Group $34.87 ↓ -23%
United Healthcare Commercial Broad $35.94 ↓ -20%
Baylor Scott & White Health Plan BSW Premier - Individual $36.47 ↓ -19%
Prime Health Services Worker's Compensation $36.64 ↓ -19%
High Plains Health Plans Commercial $36.75 ↓ -18%
Cigna Local Plus $37.66 ↓ -16%
QuikTrip Employee Benefit Plan $41.26 ↓ -8%
MidCoast Commercial $41.26 ↓ -8%
Aetna Commercial $41.26 ↓ -8%
Injury Management Organization Med Select Network $43.44 ↓ -3%
Sedgwick Preferred Network $43.44 ↓ -3%
Imagine Health Commercial $43.51 ↓ -3%
University of Mary Hardin-Baylor Commercial $43.51 ↓ -3%
Cigna HMO/PPO $44.26 ↓ -2%
Independent Medical System Commercial PPO $45.01 ↑ +0%
Baylor Scott & White Health Plan BSW Plus - Small Group $47.95 ↑ +7%
Humana Commercial HMO $48.76 ↑ +8%
Curative Commercial $48.76 ↑ +8%
First Health PPO $52.51 ↑ +17%
Humana Commercial PPO $52.51 ↑ +17%
HealthSmart Accel Network $52.51 ↑ +17%
HealthSmart Preferred Network $56.26 ↑ +25%
Private Health Care System PHCS Network $56.26 ↑ +25%
Mark Cuban Commercial $73.76 ↑ +64%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $118.86 ↑ +164%
Blue Cross Blue Shield Blue Advantage $120.47 ↑ +168%
Blue Cross Blue Shield Blue Essentials (HMO) $137.71 ↑ +206%
Blue Cross Blue Shield BlueChoice (PPO) $145.07 ↑ +222%
Humana Military TRICARE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Phys blood bank serv xmatch at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $24.00 – $101.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $45.01 $9.26 – $73.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $34.61 $6.92 – $73.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $45.01 $12.00 – $73.76
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $45.01 $8.00 – $73.76
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $34.61 $11.54 – $73.76
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $45.01 $11.25 – $73.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $34.61 $6.34 – $118.86

All Texas hospitals for this procedure →