Icd crtd cobalt hf MRI is1 df1 at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$63,194.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$421,293.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,309.58 with BCBS-TX vs $13,857.48 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS-TX | Commercial|Blue Advantage HMO | $2,309.58 | ↓ -96% |
| Cigna | Commercial|All Plans | $2,617.53 | ↓ -96% |
| BCBS-TX | Commercial|Blue Premier | $3,233.42 | ↓ -95% |
| BCBS-TX | Commercial|HMO | $3,387.39 | ↓ -95% |
| BCBS-TX | Commercial|PPO | $3,695.33 | ↓ -94% |
| United | Commercial|Exchange | $3,849.30 | ↓ -94% |
| United | Commercial|All Other Plans | $4,927.11 | ↓ -92% |
| United | Commercial|PPO | $5,850.94 | ↓ -91% |
| Entrust | Commercial|All Plans | $6,928.74 | ↓ -89% |
| Humana | Commercial|All Plans | $7,852.58 | ↓ -88% |
| Aetna | Commercial|All Plans | $9,700.24 | ↓ -85% |
| Angelina County | Commercial|All Plans | $9,854.21 | ↓ -84% |
| PHCS | Commercial|All Plans | $10,470.10 | ↓ -83% |
| Multiplan | Commercial|All Plans | $10,778.04 | ↓ -83% |
| Galaxy | Commercial|All Plans | $13,857.48 | ↓ -78% |
Visitor-reported prices
Comments
Icd crtd cobalt hf MRI is1 df1 at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $27,909.00 | not published |
| St. Luke's Health - Patients Medical Center | Pasadena | $33,787.59 | $2,642.70 – $9,438.19 |
| Baylor St Luke's Medical Center | Houston | $98,986.13 | $0.21 – $1.00 |
| St. Joseph Health Madison Hospital | Madisonville | $48,670.30 | $4,588.32 – $32,413.50 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $98,986.13 | $0.21 – $1.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $98,986.13 | $0.21 – $1.00 |
| St. Joseph Health College Station Hospital | College Station | $48,670.30 | $7,203.00 – $30,612.75 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $98,986.13 | $0.21 – $1.00 |