Icd crtd cobalt hf MRI is1 df1 at St. Joseph Health College Station Hospital

1604 Rock Prairie Road, College Station, TX · CommonSpirit Health · · NPI 1942294939

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$48,670.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$278,116.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7,203.00 with United vs $36,015.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $7,203.00 ↓ -85%
BCBS-TX Commercial|Blue Advantage HMO $7,923.30 ↓ -84%
BCBS-TX Commercial|Blue Premier $9,003.75 ↓ -82%
Bright Health Commercial|All Plans $9,363.90 ↓ -81%
BCBS-TX Commercial|HMO $9,724.05 ↓ -80%
BCBS-TX Commercial|PPO $10,444.35 ↓ -79%
Cigna Commercial|All Other Plans $11,164.65 ↓ -77%
Cigna Commercial|Local Plus $11,164.65 ↓ -77%
United Commercial|All Other Plans $11,884.95 ↓ -76%
Health Smart Commercial|All Plans $19,808.25 ↓ -59%
Aetna Commercial|All Plans $20,168.40 ↓ -59%
Humana Commercial|All Plans $21,969.15 ↓ -55%
PHCS Commercial|All Plans $25,210.50 ↓ -48%
Multiplan Commercial|All Plans $30,612.75 ↓ -37%
BCBS-TX Commercial|Ref Lab $36,015.00 ↓ -26%

Visitor-reported prices

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Icd crtd cobalt hf MRI is1 df1 at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $27,909.00 not published
St. Luke's Health - Patients Medical Center Pasadena $33,787.59 $2,642.70 – $9,438.19
Baylor St Luke's Medical Center Houston $98,986.13 $0.21 – $1.00
St. Joseph Health Madison Hospital Madisonville $48,670.30 $4,588.32 – $32,413.50
St. Luke's Health Memorial Lufkin Lufkin $63,194.04 $2,309.58 – $13,857.48
St. Luke's Health - Springwoods Village Hospital Spring $98,986.13 $0.21 – $1.00
St. Luke's Health - Sugar Land Hospital Sugar Land $98,986.13 $0.21 – $1.00
St. Luke's Health - Lakeside Hospital The Woodlands $98,986.13 $0.21 – $1.00

All Texas hospitals for this procedure →