Nuclear Stress Test (Heart) at Covenant Medical Center
3615 19th St, Lubbock, TX · Providence · · NPI 1972517365
$5,769.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,736.42
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$657.43 with Scott And White vs $2,251.70 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Scott And White | Individual Bsw Premier Exchange | $657.43 | ↓ -89% |
| Scott And White | Group Bsw Premier/Covenant Preferred Other Commercial Plan | $795.27 | ↓ -86% |
| Scott And White | Group Bsw Plus All Commercial Plans | $1,107.77 | ↓ -81% |
| Aetna | Medicare Managed Care Plan | $1,300.55 | ↓ -77% |
| Aetna | Preferred Other Commercial Plan | $1,309.58 | ↓ -77% |
| Superior Healthplan | Wellcare Medicare Managed Care Plan | $1,365.58 | ↓ -76% |
| Unitedhealthcare | Medicare Managed Care Plan | $1,372.08 | ↓ -76% |
| Bcbs | Par Traditional | $1,784.98 | ↓ -69% |
| Bcbs | Ers Blue Essentials For Healthselect Members Hmo | $2,010.15 | ↓ -65% |
| Bcbs | Blue Essentials Hmo | $2,010.15 | ↓ -65% |
| Bcbs | Ppo | $2,251.70 | ↓ -61% |
Visitor-reported prices
Comments
Nuclear Stress Test (Heart) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $5,769.12 | $1,417.82 – $1,784.98 |
| Covenant Specialty Hospital | Lubbock | $5,769.30 | not published |
| Adventhealth Rollins Brook | Lampasas | $8,441.82 | $1,576.19 – $1,576.19 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $4,393.64 | $422.34 – $5,492.05 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $4,337.71 | $892.84 – $6,506.56 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $4,337.71 | $422.34 – $5,422.13 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $4,393.64 | $422.34 – $5,492.05 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $4,337.71 | $451.90 – $6,506.56 |