Nuclear Stress Test (Heart) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$14,687.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,687.36

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$438.05 with United vs $14,687.36 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $438.05 ↓ -97%
Parkland Community Health Plan MCD $438.05 ↓ -97%
United CHIP $438.05 ↓ -97%
Amerigroup MGMCD $438.05 ↓ -97%
Amerigroup CHIP $438.05 ↓ -97%
United STAR $438.05 ↓ -97%
United STARKids $438.05 ↓ -97%
United STARPLUS $438.05 ↓ -97%
Cigna Healthspring MGMCD $459.95 ↓ -97%
Aetna Better Health CHIP $473.09 ↓ -97%
Aetna Better Health MCD $473.09 ↓ -97%
Molina STAR+PLUS $481.86 ↓ -97%
Molina CHIP $481.86 ↓ -97%
Molina MCDSTAR $481.86 ↓ -97%
Molina STARKIDS $481.86 ↓ -97%
BCBS BluePremier $487.19 ↓ -97%
BCBS MyBlueHealth $536.31 ↓ -96%
BCBS BlueAdvantageHMO $536.31 ↓ -96%
Humana MGMCD $547.56 ↓ -96%
Aetna QHPHIX $627.38 ↓ -96%
Aetna NewBusiness $860.20 ↓ -94%
Aetna Meritain $921.46 ↓ -94%
Aetna COMM $921.46 ↓ -94%
Superior Health Plan STARHealth $1,028.12 ↓ -93%
Superior Health Plan STARPLUS $1,028.12 ↓ -93%
Superior Health Plan STARKids $1,028.12 ↓ -93%
Superior Health Plan CHIP $1,028.12 ↓ -93%
Superior Health Plan MCDSTAR $1,028.12 ↓ -93%
Aetna OON $1,080.76 ↓ -93%
BCBS BlueEssentialsAccess $1,592.57 ↓ -89%
BCBS BlueEssentials $1,592.57 ↓ -89%
United SmallGroup $1,623.62 ↓ -89%
United NarrowNetworkIndivExchange $1,623.62 ↓ -89%
Humana COMM $1,658.01 ↓ -89%
BCBS EPOSOA $1,670.35 ↓ -89%
BCBS PPO $1,748.14 ↓ -88%
Cigna IFP $1,982.79 ↓ -87%
Cigna QHP $2,056.23 ↓ -86%
United OptionsPPO $2,746.54 ↓ -81%
United AllPayerAppendix $2,938.37 ↓ -80%
Healthcare Highways NarrowNetwork $3,598.40 ↓ -76%
Evry Health COMM $3,789.34 ↓ -74%
Unicare CHIP $3,818.71 ↓ -74%
Healthcare Highways CityofPlano $4,964.33 ↓ -66%
City of McKinney COMM $5,140.58 ↓ -65%
Curative Administrators COMM $5,874.94 ↓ -60%
BCBS Traditional $6,521.19 ↓ -56%
Fidelis SecureCare MGMCR $6,609.31 ↓ -55%
National ChoiceCare WCOMP $7,343.68 ↓ -50%
Aetna ASA $7,740.24 ↓ -47%
Physicians Coop of TX MGMCR $8,078.05 ↓ -45%
PC Texas Partners WCOMP $8,078.05 ↓ -45%
Aetna WCOMP $8,078.05 ↓ -45%
Rockport Health Group WORKERSCOMP $8,078.05 ↓ -45%
Averde Health, Inc PPO $8,518.67 ↓ -42%
Magellan BH Pinnacle $8,812.42 ↓ -40%
Magellan BH Summit $8,812.42 ↓ -40%
Value Options Behavioral Health COMM $8,812.42 ↓ -40%
Humana BHCOMM $9,546.78 ↓ -35%
Mega Life MGMCRPPO $10,281.15 ↓ -30%
Multiplan PHCS PrimaryNetwork $10,281.15 ↓ -30%
Coastal Comp Health Networks WCOMP $10,281.15 ↓ -30%
Aetna Coventry First Health COMM $10,677.71 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $11,015.52 ↓ -25%
USA Managed Care COMM $11,749.89 ↓ -20%
Cigna Behavioral Health COMM $11,749.89 ↓ -20%
HealthSmart Preferred Care PPO $11,749.89 ↓ -20%
ComPsych Corporation COMM $11,749.89 ↓ -20%
Galaxy Health Network PPO $12,484.26 ↓ -15%
Unicare MCD $14,687.36 ↑ +0%
National Healthcare Solutions COMM $14,687.36 ↑ +0%
Independent Medical Systems COMM $14,687.36 ↑ +0%

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Nuclear Stress Test (Heart) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $4,393.64 $422.34 – $5,492.05
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $4,393.64 $422.34 – $5,492.05
Adventhealth Rollins Brook Lampasas $8,441.82 $1,576.19 – $1,576.19
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $4,393.64 $422.34 – $5,492.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $4,337.71 $892.84 – $6,506.56
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $4,337.71 $422.34 – $5,422.13
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $4,393.64 $422.34 – $5,492.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $4,337.71 $451.90 – $6,506.56

All Texas hospitals for this procedure →