Icd cobalt xt dr MRI is1 df1 at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$47,909.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$319,398.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10,080.48 with BCBS-TX vs $60,482.84 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $10,080.48 ↓ -79%
Cigna Commercial|All Plans $11,424.54 ↓ -76%
BCBS-TX Commercial|Blue Premier $14,112.67 ↓ -71%
BCBS-TX Commercial|HMO $14,784.70 ↓ -69%
United Commercial|Exchange $14,784.70 ↓ -69%
BCBS-TX Commercial|PPO $16,128.76 ↓ -66%
United Commercial|All Other Plans $24,193.14 ↓ -50%
Entrust Commercial|All Plans $30,241.42 ↓ -37%
Humana Commercial|All Plans $32,257.52 ↓ -33%
Aetna Commercial|All Plans $40,993.93 ↓ -14%
Angelina County Commercial|All Plans $43,010.02 ↓ -10%
PHCS Commercial|All Plans $45,698.15 ↓ -5%
Multiplan Commercial|All Plans $47,042.21 ↓ -2%
Galaxy Commercial|All Plans $60,482.84 ↑ +26%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $35,816.55 not published
St. Luke's Health - Patients Medical Center Pasadena $166,489.63 $995.56 – $3,555.57
Baylor St Luke's Medical Center Houston $72,856.88 $0.21 – $1.00
St. Joseph Health Madison Hospital Madisonville $44,765.70 $6,811.96 – $48,122.10
St. Luke's Health Memorial Lufkin Lufkin $47,909.77 $10,080.48 – $60,482.84
St. Luke's Health - Springwoods Village Hospital Spring $72,856.88 $0.21 – $1.00
St. Luke's Health - Sugar Land Hospital Sugar Land $72,856.88 $0.21 – $1.00
St. Joseph Health College Station Hospital College Station $44,765.70 $10,693.80 – $45,448.65

All Texas hospitals for this procedure →