Icd cobalt xt dr MRI is1 df1 at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$44,765.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$255,804.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,811.96 with PGT vs $53,469.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $6,811.96 ↓ -85%
BCBS Medicare|All Plans $6,950.97 ↓ -84%
AETNA Medicare|All Plans $6,950.97 ↓ -84%
UNITED Medicare|All Plans $7,089.99 ↓ -84%
AMERIVANTAGE Medicare|All Plans $7,159.50 ↓ -84%
SCANHealth Medicare|All Plans $7,437.54 ↓ -83%
Ambetter Commercial|All Plans $10,078.91 ↓ -77%
Wellpoint Commercial|Exchange $10,426.46 ↓ -77%
United Commercial|Exchange $10,693.80 ↓ -76%
BCBS-TX Commercial|Blue Advantage HMO $11,763.18 ↓ -74%
BCBS-TX Commercial|Blue Premier $13,367.25 ↓ -70%
Wellpoint Medicaid|All Other Plans $13,474.19 ↓ -70%
Bright Health Commercial|All Plans $13,901.94 ↓ -69%
BCBS-TX Commercial|HMO $14,436.63 ↓ -68%
BCBS-TX Commercial|PPO $15,506.01 ↓ -65%
Cigna Commercial|Local Plus $16,575.39 ↓ -63%
United Commercial|All Other Plans $17,644.77 ↓ -61%
Wellpoint Medicaid|STAR $18,527.01 ↓ -59%
Ellwood Commercial|All Plans $20,852.91 ↓ -53%
Entrust Commercial|All Plans $22,456.98 ↓ -50%
NX Health Commercial|All Plans $22,590.66 ↓ -50%
Health Smart Commercial|All Plans $29,407.95 ↓ -34%
First Health Commercial|All Plans $32,081.40 ↓ -28%
Humana Commercial|All Plans $32,616.09 ↓ -27%
Cigna Commercial|All Other Plans $34,220.16 ↓ -24%
Aetna Commercial|All Plans $35,289.54 ↓ -21%
PHCS Commercial|All Plans $45,448.65 ↑ +2%
Multiplan Commercial|All Plans $48,122.10 ↑ +7%
BCBS-TX Commercial|Ref Lab $53,469.00 ↑ +19%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $35,816.55 not published
St. Luke's Health - Patients Medical Center Pasadena $166,489.63 $995.56 – $3,555.57
Baylor St Luke's Medical Center Houston $72,856.88 $0.21 – $1.00
St. Luke's Health Memorial Lufkin Lufkin $47,909.77 $10,080.48 – $60,482.84
St. Luke's Health - Springwoods Village Hospital Spring $72,856.88 $0.21 – $1.00
St. Luke's Health - Sugar Land Hospital Sugar Land $72,856.88 $0.21 – $1.00
St. Joseph Health College Station Hospital College Station $44,765.70 $10,693.80 – $45,448.65
St. Luke's Health - Lakeside Hospital The Woodlands $72,856.88 $0.21 – $1.00

All Texas hospitals for this procedure →