Established Patient Office Visit (level 3) at St. Luke's Health Memorial Livingston

1717 Highway 59 Bypass, Livingston, TX · CommonSpirit Health · · NPI 1689650616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$66.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$445.74

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.04 with United vs $100.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $18.04 ↓ -73%
United Commercial|All Other Plans $29.52 ↓ -56%
Humana Commercial|All Plans $39.36 ↓ -41%
Aetna Commercial|All Plans $50.02 ↓ -25%
PHCS Commercial|All Plans $55.76 ↓ -17%
Multiplan Commercial|All Plans $57.40 ↓ -14%
TCHP Medicaid|All Other Plans $62.73 ↓ -6%
TCHP Medicaid|CHIP $62.73 ↓ -6%
TCHP Medicaid|STAR $73.40 ↑ +10%
Galaxy Commercial|All Plans $73.80 ↑ +10%
UNITED Medicaid|All Other Plans $75.28 ↑ +13%
UNITED Medicaid|STARKIDS $75.28 ↑ +13%
CHC Medicaid|All Other Plans $75.28 ↑ +13%
CHC Medicaid|CHIP $75.28 ↑ +13%
SUPERIOR Medicaid|All Other Plans $75.28 ↑ +13%
SUPERIOR Medicaid|STARPLUS $75.28 ↑ +13%
UNITED Medicaid|STARPLUS $75.28 ↑ +13%
UNITED Medicaid|CHIP $75.28 ↑ +13%
CIGNA HEALTHSPRING Medicaid|STARPLUS $76.79 ↑ +15%
BCBS Medicaid|All Plans $79.04 ↑ +18%
BCBS-TX Commercial|Blue Premier $82.00 ↑ +23%
BCBS-TX Commercial|PPO $82.00 ↑ +23%
BCBS-TX Commercial|HMO $82.00 ↑ +23%
BCBS-TX Commercial|Blue Advantage HMO $82.00 ↑ +23%
CHC Medicaid|STAR $88.08 ↑ +32%
UNITED Medicaid|STAR $88.08 ↑ +32%
Cigna Commercial|All Plans $100.00 ↑ +50%

Visitor-reported prices

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Established Patient Office Visit (level 3) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $361.22 $199.82 – $199.82
Baylor St Luke's Medical Center Houston $148.40 $61.24 – $424.00
St. Joseph Health Madison Hospital Madisonville $214.20 $15.42 – $108.90
St. Luke's Health Memorial Lufkin Lufkin $66.87 $20.50 – $100.00
St. Luke's Health - Springwoods Village Hospital Spring $148.40 $74.00 – $424.00
St. Luke's Health - Sugar Land Hospital Sugar Land $148.40 $74.00 – $424.00
St. Joseph Health College Station Hospital College Station $214.20 $66.55 – $190.12
St. Luke's Health - Lakeside Hospital The Woodlands $148.40 $74.00 – $424.00

All Texas hospitals for this procedure →