Observation per hour at Covenant Hospital Levelland

1900 College Ave, Levelland, TX · Providence · · NPI 1225146400

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$20.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$49.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$274.15 with Baylor Scott And White vs $449.09 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Baylor Scott And White Individual Bsw Premier Exchange $274.15 ↑ +1232%
Bcbs Ers Hmo $304.06 ↑ +1377%
Bcbs Hmo $329.50 ↑ +1501%
Baylor Scott And White Group Bsw Premier/Covenant Preferred All Commercial Plans $331.63 ↑ +1511%
Baylor Scott And White Group Bsw Plus All Commercial Plans $340.91 ↑ +1557%
Bcbs Traditional $382.93 ↑ +1761%
Bcbs Ppo $449.09 ↑ +2082%

Visitor-reported prices

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Observation per hour at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $644.35 $489.80 – $489.80
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $82.93 $27.64 – $384.20
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $107.81 $30.55 – $390.57
BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY Frisco $107.81 $50.31 – $390.57
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $82.93 $15.20 – $384.20
BAYLOR SCOTT & WHITE MEDICAL CENTER - PLANO Plano $107.81 $21.56 – $390.57
BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR Taylor $82.93 $26.26 – $110.58
St. Luke's Health - Patients Medical Center Pasadena $155.40 $4.39 – $90.00

All Texas hospitals for this procedure →