Observation per hour at St. Luke's Health - Patients Medical Center
4600 E. Sam Houston Parkway South, Pasadena, TX · CommonSpirit Health · · NPI 1407990088
$155.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$444.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.39 with TCHP vs $10,335.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| TCHP | Medicaid|All Plans | $4.39 | ↓ -97% |
| CHC | Medicaid|All Plans | $4.39 | ↓ -97% |
| Wellpoint | Medicaid|All Plans | $4.62 | ↓ -97% |
| UNITED | Medicaid|All Other Plans | $4.72 | ↓ -97% |
| UNITED | Medicaid|STAR | $6.33 | ↓ -96% |
| UNITED | Medicaid|STARPLUS | $14.42 | ↓ -91% |
| Aetna-Kelsey Care | Commercial|HMO | $38.94 | ↓ -75% |
| Cigna Lifesource | Commercial|Transplant | $39.60 | ↓ -75% |
| PHCS | Commercial|All Plans | $42.90 | ↓ -72% |
| First Health | Commercial|All Plans | $42.90 | ↓ -72% |
| Coventry | Commercial|PPO | $42.90 | ↓ -72% |
| Aetna | Commercial|HMO | $44.88 | ↓ -71% |
| Aetna | Commercial|PPO | $44.88 | ↓ -71% |
| Healthsmart | Commercial|PPO | $46.20 | ↓ -70% |
| Cigna | Commercial|Transplant | $46.20 | ↓ -70% |
| MultiPlan | Commercial|All Plans | $49.50 | ↓ -68% |
| Aetna | Commercial|Transplant | $50.16 | ↓ -68% |
| BCBS - TX | Commercial|MyBlue Health Exchange | $66.00 | ↓ -58% |
| BCBS-TX | Commercial|PPO | $66.00 | ↓ -58% |
| BCBS-TX | Commercial|Exchange | $66.00 | ↓ -58% |
| BCBS-TX | Commercial|HMO | $66.00 | ↓ -58% |
| BCBS-TX | Commercial|Blue Premier | $66.00 | ↓ -58% |
| Humana | Commercial|HMO | $90.00 | ↓ -42% |
| Humana | Commercial|PPO | $90.00 | ↓ -42% |
| United | Commercial|Exchange | $2,396.00 | ↑ +1442% |
| United | Commercial|Charter | $3,538.00 | ↑ +2177% |
| Cigna | Commercial|Surefit | $3,734.00 | ↑ +2303% |
| United | Commercial|PPO | $3,931.00 | ↑ +2430% |
| United | Commercial|HMO | $3,931.00 | ↑ +2430% |
| Cigna | Commercial|HMO | $4,115.00 | ↑ +2548% |
| Cigna | Commercial|PPO | $10,335.00 | ↑ +6551% |
Visitor-reported prices
Comments
Observation per hour at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $644.35 | $489.80 – $489.80 |
| Baylor St Luke's Medical Center | Houston | $21.70 | $6.82 – $90.90 |
| St. Joseph Health Madison Hospital | Madisonville | $52.85 | $38.48 – $271.80 |
| St. Luke's Health Memorial Lufkin | Lufkin | $34.54 | $19.65 – $131.00 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $21.70 | $6.20 – $90.90 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $21.70 | $4.96 – $90.90 |
| St. Joseph Health College Station Hospital | College Station | $52.85 | $24.16 – $256.70 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $21.70 | $4.96 – $90.90 |