Observation per hour at St. Luke's Health - The Vintage Hospital

20171 Chasewood Park Drive, Houston, TX · CommonSpirit Health · · NPI 1710314141

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$21.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$62.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.96 with CHC vs $10,335.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CHC Medicaid|All Other Plans $4.96 ↓ -77%
Wellpoint Medicaid|All Other Plans $4.96 ↓ -77%
TCHP Medicaid|All Other Plans $4.96 ↓ -77%
Wellpoint Medicaid|STARKIDS $4.96 ↓ -77%
TCHP Medicaid|STARKIDS $4.96 ↓ -77%
Wellpoint Medicaid|CHIP $4.96 ↓ -77%
UHC Medicaid|CHIP $5.06 ↓ -77%
UNITED Medicaid|All Other Plans $5.06 ↓ -77%
UHC Medicaid|STARKIDS $5.06 ↓ -77%
BCBS Medicaid|All Plans $5.21 ↓ -76%
Wellpoint Medicaid|STAR $6.65 ↓ -69%
TCHP Medicaid|STAR $6.65 ↓ -69%
CHC Medicaid|STAR $6.65 ↓ -69%
UNITED Medicaid|STAR $6.80 ↓ -69%
UHC Medicaid|STARPLUS $15.48 ↓ -29%
UNITED Medicaid|STARPLUS $15.48 ↓ -29%
OPTUM Medicare|All Plans $16.74 ↓ -23%
TCHPCHIP Medicaid|HMO $21.70 ↑ +0%
OPTUM Medicaid|STAR $22.44 ↑ +3%
United Commercial|Optum $29.14 ↑ +34%
CHC Medicaid|HMO $34.10 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $34.10 ↑ +57%
CHC Medicaid|CHIP $34.10 ↑ +57%
Aetna-Kelsey Care Commercial|HMO $36.58 ↑ +69%
Cigna Lifesource Commercial|Transplant $37.20 ↑ +71%
First Health Commercial|All Plans $40.30 ↑ +86%
Humana Commercial|Transplant $40.30 ↑ +86%
Coventry Commercial|PPO $40.30 ↑ +86%
PHCS Commercial|All Plans $40.30 ↑ +86%
Aetna Commercial|PPO $42.16 ↑ +94%
Aetna Commercial|HMO $42.16 ↑ +94%
PHCS Savility Commercial|PPO $43.40 ↑ +100%
Interlink Commercial|Transplant $43.40 ↑ +100%
Healthsmart Commercial|PPO $43.40 ↑ +100%
Cigna Commercial|Transplant $43.40 ↑ +100%
Healthsmart Commercial|AP3-PPO $44.64 ↑ +106%
MultiPlan Commercial|All Plans $46.50 ↑ +114%
Aetna Commercial|Transplant $47.12 ↑ +117%
OPTUM Medicaid|STARPLUS $51.23 ↑ +136%
USA Health Network Commercial|All Plans $52.70 ↑ +143%
BCBS-TX Commercial|HMO $62.00 ↑ +186%
MHealth Network Commercial|PPO $62.00 ↑ +186%
BCBS-TX Commercial|PPO $62.00 ↑ +186%
BCBS-TX Commercial|Exchange $62.00 ↑ +186%
BCBS-TX Commercial|Blue Premier $62.00 ↑ +186%
BCBS-TX Commercial|MyBlue Health Exchange $62.00 ↑ +186%
Humana Commercial|HMO $90.00 ↑ +315%
Humana Commercial|PPO $90.00 ↑ +315%
KelseyCare Commercial|All Other Plans $90.90 ↑ +319%
United Commercial|Exchange $2,396.00 ↑ +10941%
United Commercial|Charter $3,538.00 ↑ +16204%
Cigna Commercial|Surefit $3,734.00 ↑ +17107%
United Commercial|PPO $3,931.00 ↑ +18015%
United Commercial|HMO $3,931.00 ↑ +18015%
Cigna Commercial|HMO $4,115.00 ↑ +18863%
Cigna Commercial|PPO $10,335.00 ↑ +47527%

Visitor-reported prices

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Observation per hour at other Texas hospitals

Hospital City Cash price Negotiated range
Baylor St Luke's Medical Center Houston $21.70 $6.82 – $90.90
Adventhealth Rollins Brook Lampasas $644.35 $489.80 – $489.80
St. Luke's Health - Patients Medical Center Pasadena $155.40 $4.39 – $90.00
St. Joseph Health Madison Hospital Madisonville $52.85 $38.48 – $271.80
St. Luke's Health Memorial Lufkin Lufkin $34.54 $19.65 – $131.00
St. Luke's Health - Springwoods Village Hospital Spring $21.70 $6.20 – $90.90
St. Luke's Health - Sugar Land Hospital Sugar Land $21.70 $4.96 – $90.90
St. Joseph Health College Station Hospital College Station $52.85 $24.16 – $256.70

All Texas hospitals for this procedure →